Does Car Insurance Cover Flood & Water Damage?

Terakhir Diubah : 10:42:41 - Selasa, 14 Februari 2023

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

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Flood Damaged Cars & Insurance Cover

In the wake of natural disasters like floods, one of the most significant losses individuals face is damage to their vehicles. Floodwater can wreak havoc on cars, leading to substantial repair costs or even rendering them irreparable. Understanding how flood-damaged cars are handled by insurance companies is crucial for vehicle owners to navigate the aftermath effectively.

The climatic condition can be very unpredictable due to pollution, cutting of trees, etc. Further, unplanned development and inefficient drainage systems also lead to flood-like conditions in many cities. The best action is to take a review your car insurance plan to protect your vehicle from monsoon miseries.

Protect your vehicle with flood car insurance. Learn how to shield your car from floods and ensure comprehensive protection. Get covered today!Sahabat Insurance customers can reach out to us at 021-50508080 or email us [email protected]

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Sahabat Insurance received The Finance awards - Top Financial Institution Awards 2023

Jakarta-Sahabat Insurance received great appreciation for its performance achievement at the “Top General Insurance Company 2023" with gross premiums of IDR 250 billion to < IDR 500 billion based on the survey results of the Biro Riset Infobank in 2023. This award was given by The Finance Digital Magazine at the “Top Financial Institution Awards 2023" at The Grand Ballroom Kempinski, Tuesday, November 14, 2023. The Finance awards based on survey results and independent studies by the Infobank Research Bureau, where the financial institution award category consists of banks, life insurance companies, general insurance companies and multi-finance companies. The award was given based on the results of the rating entitled "Top 20 Financial Institutions 2023" by The Finance digital magazine on the financial performance reports of four financial institutions from 2020 to 2022.

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What to Do If You Put the Wrong Fuel in a Car

What to Do If You Put the Wrong Fuel in a Car

The error is usually when a diesel-fueled car is filled with gasoline, or sometimes vice versa. If you have filled the wrong fuel, you don't need to worry, because there is still a solution. Leave your engine switched off and avoid putting your key in the ignition. Do not start the vehicle engine and immediately drain the fuel.

Your fuel tank needs to be drained before you drive the car. The petrol will act as a solvent, damaging the fuel pump and other parts of the fuel system. If left unchecked, this could mean a costly repair of your car's fuel system, or a complete replacement of the fuel pump, diesel injectors, filters and fuel tank.

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Get acquainted with the Guiding Block!

Some people, especially those living in urban areas, are familiar with the yellow line across the sidewalk, the line is not a decoration but a guiding block for blind pedestrians.

In the language of guiding block, it means the blocks to guide the way. This facility was built as an effort by the government to provide access for blind people to be able to walk independently following the yellow line. The installation of guiding blocks must be correct considering that each texture that appears on the blocks has its own meaning. In general, there are two types of guiding blocks, namely lines (line type) and dots (spot type).

For the long line means to show the visually impaired to go on. Meanwhile, the type of the dots is a stop or there are obstacles and turns ahead.

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