Does Car Insurance Cover Flood & Water Damage?

Terakhir Diubah : 10:42:41 - Selasa, 14 Februari 2023

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

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Happy Eid al-Fitr 1 Syawal 1444 Hijra.

Sahabat Insurance staff and anagement wish you Happy Eid-ul-Fitr 1444 Hijra! May Allah bless you and your family with great joy, happiness and prosperity.

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Myth or Fact: Car Care Edition

Myth or Fact: Car Edition
When it comes to car care and vehicle maintenance, there’s a lot of information out there. Sahabat Insurance is here to help you debunk popular car care myths and tell you what’s important to know. About filling gas. When is the best time to get your oil changed? When should you change your tires?

When at the gas station you have to turn off your cellphone? Really? There has been no definitive research on the relationship between cell phone signals and fires at gas stations. The possibility of burning could be due to the occurrence of static electricity or an exploding HP battery. However, it never hurts to save your cellphone while refueling.

Shaking the car while filling the gas will fill the tank perfectly
This is a myth, because today's modern car will be filled perfectly without being shaken. Especially when shaken there will be metal friction between the tip of the nozzle and the vehicle, and it can cause sparks.

People believe their oil should be changed every 10,000km. Is this myth or fact?
In fact, oil can be changed every 10,000km or every 6 months. But, it depends on how often you use the vehicle. The kilometer reference is not always the right benchmark to know when to change the oil? The reason is because the performance of the engine will be heavier according to how the driver drives and the road that is crossed.

Car Tires Also Need Rest, Myth Or Fact? Tires don't really need to be rested to follow the driver's rest. If the surface of the tire is slippery, it's time for the tire to retire.

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This is how to pay an electronic ticket (E-TLE) fine

When you commit a traffic violation, get ready to get an E-ticket. Now it is easier for you to pay ticket fines through E-Tilang. You only need to fill out a ticket confirmation letter via online, then make a payment by bank transfer. Therefore, the payment is much easier so that there is no need to come to attend the trial. Traffic discipline not only reflects one own personality, but also avoids traffic accidents. What are included in the violations that can be subject to E-tickets? Violating traffic signs and road markings, motorcycle riders not wearing helmets, playing with devices/ smartphone while driving, fake vehicle number plates, not wearing seat belts, drive against traffic flow. Be careful, ok!

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Motorcycle safety tips

Motorcyclists must be mindful of their surroundings and the other cars around them. The flow of traffic can change at any moment. Even small distractions can lead to serious injuries. It is important to drive safely because it can save your life.
1. Preparing the vehicle
Before you use a motorcycle, you should prepare your vehicle starting from checking all vehicle components, such as tires, lights, and others.
2. Using safety equipment
In riding a motorcycle, it is important that you use safety equipment such as jackets, helmets, trousers, masks, gloves, shoes and so on. The use of such equipment will help you be protected during the trip.
3. Good driving attitude
In riding a motorcycle, you should have a good driving attitude where you sit on the motorcycle in a straight upright position but remain relaxed, make sure you look ahead, do not lift your legs to other places for any reason, do not ride more than one person and goods heavy baggage.
4. Keep your distance when driving
When you ride a motorcycle, make sure you use a certain speed in every condition. You have to adjust the speed according to the conditions. And keep in mind don't forget to keep your distance while driving. Keeping your distance will help you from accidents or collisions due to sudden braking.
To minimize this, as a smart driver, you should observe your driving speed and adjust it to the distance in front of you. The higher the speed you use, the longer the distance that needs to be prepared.
5. Stay focused and alert
When driving, you should stay focused and alert while driving. Many motorists feel confident about their driving abilities, they sometimes feel that accidents are impossible. However, it should be noted that such an attitude will create carelessness and carelessness. Keep in mind that no matter how good you drive, you still need to be focused and alert.
6. Obey traffic rules and signs
The most important thing in driving is to obey all traffic rules and signs along the way. Use the turn signal when you are about to turn. Make sure you obey all traffic rules and signs.

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