Does Car Insurance Cover Flood & Water Damage?

Terakhir Diubah : 03:42:41 - Tuesday, 14 February 2023

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

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How to Have a Super Productive Weekend

You probably spend your majority of your weekend, sitting or sleeping. That's why changing the types of activities you do on weekends can play a big role in both your level of happiness and productivity.Check out the following tips from Sahabat Insurance:

Try New Food Recipes
If you like cooking, this activity is really fun. Try new recipes that the whole family can do. Remember! you should never leave your stove unattended while in use. Think of your stove as an active cooking device. When in use, you should be actively tending to whatever it is you're cooking.

Repairing and cleaning the House
You can check and check the condition of the house, for example replacing a broken lamp, fixing a leaky roof or changing the color of your peeling wall paint, cleaning up piles of unused items. Cleaning the house is a trivial but very useful activity, your house is more comfortable to live in if it is clean and safe.

Make a Travel Journal
If you are an adventurer who is "on leave" traveling due to the pandemic, you can keep a journal of the trips you have done. You can make a vlog or post it on social media that might be useful for others. If you have photos, you can print them out and create your travel albums.

Fix the vehicle
Wash the car or just check the condition of the vehicle during the holidays. Check the oil or air pressure in the vehicle tires. Vehicles that have not been used for a long time and are parked in the garage for a long time can become damaged. Start the engine and clean the vehicle as a spare time filler.

Call 021-50508080 for motor vehicle, home, travel and other insurance information.

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Travel Insurance For Your Holiday!

Vacations are always fun and everyone looks forward to, especially if you are always busy working every day. Then what if things happen that might happen during the trip? There may be lost baggage, trip cancellations or even accidents. This is the benefit of travel insurance to protect the trip from the risks that may occur. Let's see what are the benefits of Travel Insurance:

While on vacation, there may be travel delays due to some unexpected factors, your vacation might not go smoothly. Travel insurance covers losses caused by travel delays or cancellations
Accidents that result in permanent disability or even accidents that result in death during the trip.
Medical needs or medical needs during the holidays.
Losing your passport, money, important documents, even losing your luggage while on vacation is something you don't want but it can happen.
Other travel inconveniences such as theft or unloading of baggage.

Everyone needs safety and comfort while traveling, Travel Insurance protects you from the possibility that occurs during the trip. Call us at 021-50508080 for more information.

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After The Accident

When an accident occurs, sometimes we panic and don't know what to do.

Check out Sahabat Insurance's safety tips in the event of an accident on the road:

1. Immediately pull over to the side of the road to avoid the flow of traffic and reduce the risk of accidents or collisions.

2. Turn on the hazard lights and check passengers and yourself for injuries. If necessary, immediately call emergency services or paramedics.

3. Photo of the scene and vehicle for proof of claim to insurance.

4. Meet the driver of another car who was in an accident, look for witnesses from several residents or pedestrians who saw the incident.

5. Exchange insurance information. Take notes, take photos and save them on your smartphone or a piece of paper. If the driver of another car does not have insurance, write down the name, driver's license number, license plate number, address and contact number.

Call us at 021-50508080 for information about vehicle insurance.

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What is Blind Spot?

Are you familiar with the term blind spot?

Car drivers should be aware of this blind spot. Blindspot is an area that the driver of the vehicle cannot see properly. The existence of this area can lead to various possibilities, including the danger of traffic accidents.

How to avoid blind spots? Point the mirror parallel to the vehicle body. Stay alert to see the mirror in the Center, right and left when changing lanes.

For car protection call us at 021-50508080

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