Does Car Insurance Cover Flood & Water Damage?

Terakhir Diubah : 03:42:41 - Tuesday, 14 February 2023

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

Berita Lainnya

2024 Insurance Awards

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) received the “Best Insurance Awards 2024” award for General Insurance category with an equity of IDR 250 billion - IDR 500 billion.
The award aims to recognize insurance companies that show good financial performance during the year 2023 based on Insurance Media Research Institute (LRMA).This achievement shows our success in maintaining customer trust by providing the best service and presenting quality general insurance products. (mediasuransi.id)

Baca Selengkapnya

Sahabat Insurance Participates in FinEXPO 2025

Makassar, October 4, 2025— PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) actively participated in FinEXPO 2025, part of the Financial Inclusion Month 2025 campaign. This major financial industry event was organized by the Financial Services Authority (OJK) of South and West Sulawesi in partnership with the Financial Services Industry Communication Forum (FK-IJK Sulselbar).

As part of its commitment, Sahabat Insurance joined forces with the Indonesian General Insurance Association (AAUI) Makassar Branch to set up an Insurance Corner, aimed at supporting and enhancing financial literacy and inclusion among the public.

Sahabat Insurance’s Commitment to Financial Inclusion

Sahabat Insurance’s presence at FinEXPO 2025 reflects its strong support for OJK’s national program to improve financial literacy and inclusion across Indonesia. During the event, the company showcased a variety of general insurance products, including:

• Motor vehicle insurance
• Property insurance
• Personal accident insurance
• Travel insurance

Visitors also had the opportunity to receive insurance consultations to better understand which protection solutions fit their needs.

---

FinEXPO 2025: Expanding Public Access to Financial Services

FinEXPO 2025 is a flagship event under the Financial Inclusion Month (BIK) initiative held every October, with the goal of improving public understanding and access to financial services. The event gathered a wide range of financial institutions—including banks, insurance companies, fintechs, and cooperatives—all working together to advance financial inclusion in Indonesia.

---

About Sahabat Insurance

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) is a national general insurance company in Indonesia, dedicated to providing the best protection services for individuals and businesses. With an extensive service network and diverse product offerings, Sahabat Insurance continues to play a key role in supporting the financial resilience of Indonesian communities and enterprises.

Baca Selengkapnya

Sahabat Insurance Conducted Socialization Of Fire Prevention

Jakarta, May 7, 2026 — Fire prevention and emergency socialization initiatives are critical educational programs designed to raise awareness about fire risks and teach practical, life-saving skills. These programs, which often include simulations, are effective at increasing knowledge and Preparedness in various settings, including schools, workplaces, and residential areas.

Sahabat Insurance conducted a fire prevention and emergency response socialization program on Thursday, May 7, 2026, at the company’s headquarters. The event was held in a hybrid format, both online and offline, featuring the Head of the Sungai Bambu Firefighting Task Force Mr. Hamzah Arfah, S.Kom, M.A as the main speaker.

The program aimed to improve employees’ awareness and preparedness in dealing with potential fire hazards in the workplace. During the session, participants received education on fire prevention measures, proper use of fire extinguishers (APAR), emergency evacuation procedures, and initial response actions during fire incidents.

Mr. Hamzah Arfah, S.Kom, M.A also shared practical tips on preventing office fires, including the importance of regular inspections of electrical installations and office equipment.

The event was interactive, allowing both online and offline participants to engage in question-and-answer sessions. The high level of enthusiasm demonstrated employees’ strong commitment to workplace safety and security.

Through this initiative, Sahabat Insurance continues its commitment to creating a safe, comfortable, and fire-aware working environment.

Baca Selengkapnya

Sahabat Insurance Christmas Charity at Bukti Kasih Orphanage In Surabaya

PT Asuransi Sahabat Artha Proteksi Holds Christmas Charity 2025 in Surabaya
In celebration of Christmas 2025, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) organized a Christmas Charity event on December 18, 2025, at Bukti Kasih Orphanage, Surabaya. This initiative reflects the company’s commitment to sharing love, compassion, and social responsibility with the community.
During the event, donations and Christmas gifts were distributed to the children of the orphanage as a gesture of care and togetherness in the spirit of Christmas. The donations were personally presented by Mr. Erwin Parera, Head of Sahabat Insurance Surabaya Branch.
The Christmas Charity program aims to spread kindness, solidarity, and compassion, while strengthening meaningful connections between the company and the community. The children of Bukti Kasih Orphanage welcomed the event with joy and warmth, making the celebration truly memorable.
Through Christmas Charity 2025, PT Asuransi Sahabat Artha Proteksi hopes to continue making a positive social impact, fostering a spirit of sharing, and strengthening bonds of love within society. 🎄❤️

Baca Selengkapnya