How to Get Insurance for Your Small Business: Smart Tips for Better Coverage

Last Modified : 09:03:45 - Kamis, 21 Juli 2022

Small businesses need insurance coverage to protect them against risk and financial loss. Small business owners need to do their research to determine the types of insurance they need and to find the best policies for their business model. Small business insurance is crucial for protecting your business and personal assets in the event of an unexpected catastrophe.Consider all the different risks that could harm your business, from lawsuits, theft to car accidents to natural disasters. Write them all down so you can find coverage options that protect against those particular risks.Go over the details of your business with the insurance. They will know all the questions to ask to determine the coverage you need. You’ll just need to be prepared with the proper documentation so you can answer all their questions. If you have your own questions about insurance policies, make sure to ask them during the meeting. Call us 021-50508080 for more info.

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Worry-Free Vacation? Why not!

When planning for a vacation, have you ever felt so stressful because you must arrange the itinerary, book the hotels, flight and so forth? While at the same time, a few unplanned events come up suddenly and you must cancel your trip.

Accidents may occur while on vacation, lost luggage or money and even important documents such as passports. In addition to vigilance, you should also consider travel insurance when traveling. In addition to protecting losses due to accidents, you will also get a guarantee in the event of a loss or trip cancellation. Worry-free vacation? Why not?

Get acquainted with the Guiding Block!

Some people, especially those living in urban areas, are familiar with the yellow line across the sidewalk, the line is not a decoration but a guiding block for blind pedestrians.

In the language of guiding block, it means the blocks to guide the way. This facility was built as an effort by the government to provide access for blind people to be able to walk independently following the yellow line. The installation of guiding blocks must be correct considering that each texture that appears on the blocks has its own meaning. In general, there are two types of guiding blocks, namely lines (line type) and dots (spot type).

For the long line means to show the visually impaired to go on. Meanwhile, the type of the dots is a stop or there are obstacles and turns ahead.

These are the fines and dangers of taking shelter under a JPO or Flyover

During the rainy season, motorcyclists usually take advantage of the JPO (Jembatan Penyeberangan Orang), underpasses, or flyovers for shelter. Unfortunately, this turned out to be a violation of traffic laws and regulations.Stopping on the shoulder of the road like that is not only a danger to yourself but also other motorists. The movement and speed of the vehicle will also be hampered.The prohibition on stopping carelessly is stated in Law No. 22 of 2009 concerning Road Traffic and Transportation (LLAJ). Precisely in article 106 paragraph 4 which reads that everyone who drives a motorized vehicle on the road must comply with the following provisions:
Command Signs or Prohibition Signs
Road markings
Traffic Signaling Tool
Traffic Movement
Stop and Park
Warning
As for the criminal provisions related to road marking violations, it is stated in Article 287 paragraph 3. It reads, every person who drives a motorized vehicle on a road that violates the rules of traffic movement, shall be punished with imprisonment for a maximum of 1 (one) month or a fine of a maximum of Rp. 250,000.

Safety Tips For Your Home

When you are away or while you are at home, sometimes you are worried about the condition of the house that is prone to theft. Beware of house theft! Here are some tips to keep your house safe from thieves.

Check home security
Before you leave the house or go to bed, make sure you lock the doors and close the windows throughout the house. Most thieves will aim for targets that are easy for them to break into. Start locking all entrances such as the front fence, doors, to all windows since eight o'clock at night. If necessary in some major logins, you can use a double lock.

Store valuables or electronics
It could be that after playing with your cellphone or laptop, you just carelessly leave it on the sofa. Items no matter how small the value will make a loss if lost. Check different corners of the house to collect these items and store them in a place where they can't be easily seen by others.

Use CCTV to help you
CCTV can help you to check the security of your home while you are away on your smartphone.
Reduce sharing your privacy on Social Media
Sometimes during your free time, you accidentally share the condition of your house and location. Avoid showing off the condition of your house on social media or sharing the location of your house, so you don't risk bringing unwanted things

Use Home Insurance
Home insurance can help you in the event of an unexpected loss, such as a fire, burglary or even a flood. Call us for the insurance plan you want at 021-50508080.

The condition of increasing crime can indeed worry everyone. But, don't disturb the comfort of all family members at home. Do the simple things above to increase your safety and comfort at home. Stay safe!