​​​​Owning a house is not just a dream!

Terakhir Diubah : 09:07:38 - Kamis, 19 Mei 2022

Berita - ​​​​Owning a house is not just a dream! - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Owning a house is not just a dream! But starting a home installment for those of you who just want to buy a house is certainly a challenge in itself, the ways and tricks to start installments certainly can't be rushed. Plan carefully before starting. Check out the following tips from Sahabat Insurance. 1. Determine the budget for buying a house, whether it is in accordance with your age and income. Planning factors are very important! 2. Commitment to saving, start reducing spending by determining the Priority scale 3. Create a special account so as not to interfere with savings, insurance, emergency funds and money used for everyday life 4. Pay off all debts, so as not to interfere with your financial flow 5. Looking for additional income can be a solution to your income 6. Choosing the right credit and payment plan such as interest and mortgage provider bank 7. Start by finding out everything related to your home loan plan, such as credit processing, location, down payment and payment processing. Insure your home with Sahabat Insurance's home insurance call us at 021-50508080

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Ramadhan Charity With Sahabat Insurance

On April 14 2023, Sahabat Insurance visited and donated to the Orphan and Dhuafa Al Ikhwan Islamic Boarding School in Bekasi Regency, West Java.

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PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) supports a fundraising event for children with cancer with the title  "Humanity in Harmony" as the company's Corporate Social Responsibility (CSR), organized by the Indonesian Child Cancer Foundation (YKAI), Lions Club Solo Mustika and Lek Iwon, an Indonesian batik maestro, to create a 50 meter long masterpiece on Wednesday, August 21 2024 at the Batik Museum, Taman Mini Indonesia Indah (TMII).

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CSR:Professional Insurance Agent Competent and Integrity

Corporate Social Responsibility (CSR) as the responsibility of a company or organization towards the community or the surrounding environment in the form of social generosity.

In order to implement the CSR activities, Sahabat Insurance fully supports in the form of sponsorship of the creation of the book Professional Insurance Agent Competent and Integrity in the form of physical books and digital books (e-books).

This Professional Insurance Agent Competent and Integrity book is intended for insurance agents who have given their time and themselves to study and understand their obligations and roles well, as marketers and insurance consultants who provide the best solutions for the risk protection needs of the community. This book will help agent to explore the risk profile and understand the needs of prospective insured before choosing the right insurance product.

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id

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