Car Insurance Protection

Terakhir Diubah : 09:32:57 - Tuesday, 25 January 2022

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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Check Your Claim Status - Sahabat Insurance

It’s always a good idea to first check your claim for car insurance. The quickest way to do this is via customer services on our website.

Go to our website www.sahabatinsurance.id.
Navigate to Service.
Select Claim.
Select Check Claim Status.
To do a look-up, you will need your claim number.
Enter your claim number, select search.

Reported your claim but still have questions? You can also get in touch with us directly via call center and WhatsApp at 021-50508080 or email [email protected]

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Tips: How to Choose CCTV for Your Home

Surveillance technology that relies on Close Circuit Television (CCTV) is increasingly developing nowadays. CCTV can help you in the event of a crime, demolition or other event that poses a risk to the security of your home.
CCTV is not just a camera and recorder, this tool already offers a high level of security that combines audio, face detection and infrared features, as well as quality night vision recording.
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What should you do when you want to buy a CCTV camera for your home?
1. Analog CCTV camera, for longer recording duration
Analog CCTV cameras consist of special cameras and monitors that work only by being connected to a power source (power supply). This is the main advantage of this type of CCTV camera. In addition, some products of this type of camera can be connected to an external hard disk. As a result, you can get a longer video recording duration.

2. How to Choose a Wi-Fi CCTV Camera, for more flexible checking
Most CCTV cameras for homes that are marketed are IP cameras or Wi-Fi cameras (network cameras). This type of camera is connected through the internet network, then you can check it through the application on the cellphone. The advantage of this camera is that the price is much more affordable than analog CCTV cameras.

3. Camera Resolution
CCTV cameras have different types of quality from one another. For example, with HD or TVL quality. This selection is also adjusted to the needs and available budget so that the camera runs effectively.

4. CCTV data storage
Data storage capacity for CCTV is very diverse. You can choose a capacity of 16 GB to 1 TB. Not only that, the storage capacity can be increased by adding an additional hard drive.

5. Choose a camera that can capture objects clearly, even in dark places
If you still want to see the darkness of the night, choose a CCTV camera that is equipped with the function of capturing images in dark conditions. There are several types of cameras that have this function, for example cameras with infrared and cameras with night vision.

Protect your home from possible risks, call us at 021-50508080.

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Travel Safety Tips for Solo Traveller

Here are six suggestions to help you feel more secure when traveling alone: 1. Share Your Travel Plans With Trusted Family or Friends and Stay Connected. 2. Share your adventure on Social Media 3. Make a Travel Journal 4. Secure Your Identity on email, drive or clouds 5. Avoid Reckless Behaviors and Use Common Sense. 6. Get Travel Insurance.

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Travel Tips: Driving Abroad

Are you planning to travel by car? Or perhaps you want to rent a car while on holiday abroad. Be aware that not all countries have the same traffic rules. Make sure you have travel insurance and a valid International Driving Permit before renting a car.

An International Driving Permit allows you to drive vehicles in foreign countries. You must always have your IDP along with your national license at all times. An International Driving Permit, often referred to as an international driving license, is a translation of a domestic driving license that allows the holder to drive a private motor vehicle in any country or jurisdiction that identify the document.
How to Apply?
You will need to provide passport, ID (KTP), original passport photo and your national driver’s license, upload to korlantas polri website. To make payments, you will be referred to your own Virtual Accounts.(Source: https://siminternasional.korlantas.polri.go.id)

For more info about Sahabat Insurance Travel Insurance please call 021-50508080.

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