Car Insurance Protection

Terakhir Diubah : 09:32:57 - Tuesday, 25 January 2022

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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The Benefits of Home Insurance

Home is we should feel secure and comfortable. Imagine if your house is on fire or lightning hits your house? Imagine the cost to repair or replace your personal belongings if they are damaged or stolen.

Home insurance protects property and its contents, such as houses, offices, shops, factories, and personal warehouses from damage and loss caused by fire, burglary, riots, floods, and earthquakes.

Home insurance provides a sense of security from risks or disasters that may occur.

Renovation costs for homes that have suffered heavy damage due to natural disasters or fires are certainly very expensive. There are many unexpected expenses when doing home repairs, from hiring a handyman, repairing the foundation to the roof of the house, and much more. Home insurance protects you from financial losses due to home repairs at no small cost.

For more information about home or property insurance you can contact us at 021-50508080 or email to [email protected].

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National Insurance Day 2022

National Insurance Awareness Day celebrated every year on October 18th. Insurance is important in many aspects of our lives. From car insurance, to home insurance and more, these policies offer a layer of protection to guard us from feeling the harshest of blows by unfortunate events.

Celebrating National Insurance Day with the theme of Insurance Literacy for the Country and Financial Inclusion Month with the theme of Increasing Financial Inclusion, Stronger Economy, Sahabat Insurance presents a virtual event series on Sahabat Insurance's social media channels and don't miss the opportunity to win a giveaway during October 2022.

Follow us on instagram dan Facebook for insurance tips dan giveaways. Call us on 021-50508080 for more information.

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Dengue Hemorrhagic Fever

Dengue Hemorrhagic Fever is a mosquito-borne disease that occurs in tropical and subtropical regions of the world. For mild dengue fever, it will cause a high fever and flu-like symptoms.

Many people have no signs or symptoms of dengue hemorrhagic fever infection. When symptoms do occur, they are mistaken for other illnesses, such as the flu. Usually symptoms will appear from four to 10 days after you are bitten by a mosquito.
This disease can cause a high fever of up to 40 degrees Celsius. In addition, some other symptoms, including:

Headache.
Muscle, bone or joint pain.
Nausea and vomiting.
Pain behind the eyes
Swollen glands.
Rash.

Dengue Fever Prevention

Use air conditioning or mosquito nets installed in the vents and beds. In addition, mosquitoes that carry the dengue virus are most active from dawn to dusk, but they can also bite at night.
Wear protective clothing when you go to mosquito-infested areas, wear long sleeves, long pants, socks and shoes.
Use insect repellents such as permethrin as they can be applied to clothing, shoes, camping gear, and mosquito nets. You can also buy clothes made with permethrin already in them. For skin, use a repellent that contains at least a 10 percent concentration of DEET.
Reducing mosquito habitat by closing standing water. Mosquitoes that carry the dengue virus usually live in and around homes, breeding in standing water that can congregate on used car tires. You can help reduce mosquito populations by eliminating the habitats where they lay their eggs. At least once a week, empty and clean containers that contain standing water, such as planting containers, animal dishes, and flower vases. Keep the water container closed between cleanings. (Source: halodoc.com)

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Money-Saving Tips for a Rainy Day - Sahabat Insurance

Laundry and carwash
You need a way to reduce laundry costs and vehicle cleaning costs by doing it yourself. This method can make you more efficient. Wash your vehicle on the weekends if you want to save money. Try to use laundry or carwash services if it's urgent.

Expensive Transport Costs
Rain causes traffic jam for so many reasons. Heavy traffic is a bummer, especially since it wastes your fleet's gas. Whenever possible, schedule travel for evenings, early mornings, and other off-peak hours. This will reduce the traffic drivers sit in, lessening the time they spend idling and burning gas.

Flood repair costs
Be prepared ahead of time by protecting your vehicle from flooding. Not all vehicle and property insurance policies are extended with flood risk cover, so only vehicles and property that are expanded with flood risk can cover insurance changes. Contact Sahabat Insurance at 021-50508080 for more information about expand flood insurance for motorized vehicles and your home insurance.

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