Car Insurance Protection

Terakhir Diubah : 09:32:57 - Tuesday, 25 January 2022

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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Flood Damaged Cars & Insurance Cover

In the wake of natural disasters like floods, one of the most significant losses individuals face is damage to their vehicles. Floodwater can wreak havoc on cars, leading to substantial repair costs or even rendering them irreparable. Understanding how flood-damaged cars are handled by insurance companies is crucial for vehicle owners to navigate the aftermath effectively.

The climatic condition can be very unpredictable due to pollution, cutting of trees, etc. Further, unplanned development and inefficient drainage systems also lead to flood-like conditions in many cities. The best action is to take a review your car insurance plan to protect your vehicle from monsoon miseries.

Protect your vehicle with flood car insurance. Learn how to shield your car from floods and ensure comprehensive protection. Get covered today!Sahabat Insurance customers can reach out to us at 021-50508080 or email us [email protected]

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Tas hilang saat travelling! Apa saja yang harus dilakukan?

You’ve just gotten off the plane and you’re in a new country, ready for an amazing vacation! But time passes and the bags from your flight is missing. Do not panic. Here are the steps you must take if you lose your items while on vacation abroad:

Report to the nearest police station
Immediately report it to the nearest police station. Although the item may not necessarily be found, at least you will get a loss certificate which of course you really need for an insurance claim.

Come to the Embassy of the Republic of Indonesia (KBRI)
If the lost item is a passport, immediately go to the local Indonesian Embassy (KBRI) or the local Consulate General of the Republic of Indonesia (KJRI) to arrange for making a Passport-like Travel Letter (SPLP) as a passport replacement.

Insurance claim
The next step is to make a claim to the insurance. Contact Travel Insurance Sahabat Insurance and prepare the required documents, including: boarding pass/ticket, passport, loss certificate from the police, receipt of the claimed item (if not available, then include information on the type of item and the price of the item claimed), Travel Letter Like a passport and receipt for making a new passport if the lost passport is. Documents that must be completed may vary depending on your claim needs. Immediately complete the documents requested by the insurance so that you can get an insurance claim quickly.
For Travel Insurance, please call Sahabat Insurance 021-50508080.

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Sahabat Insurance Cirebon held an exhibition with partners

Sahabat Insurance Cirebon held an exhibition with partners at Jl. Yos Sudarso No.11, Lemahwungkuk, Cirebon City, West Java. The exhibition was held starting April 22, 2025 at this exhibition you can buy car insurance or ask more info about vehicle protection or other protection.

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Sahabat Insurance received Infobank 26th Insurance Award

Jakarta, August 1, 2025 - Sahabat Insurance received the Golden Champion Award - General Insurance with Consistent Excellent Performance For 5 Consecutive Years (2020-2024) and The Excellent Performance General Insurance Company (Equity Class IDR 250 billion to < IDR 500 billion) Award with an "Excellence" rating at the Infobank 26th Insurance Award held at the Kempinski Grand Ballroom, Jakarta.

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