PEFINDO has assigned its idBBB financial strength rating with stable outlook to Sahabat Insurance

Terakhir Diubah : 04:57:54 - Wednesday, 04 June 2025

PEFINDO has assigned its idBBB financial strength rating with stable outlook to PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance). The rating reflects Sahabat Insurance’s moderate capitalization, adequate liquidity, and moderate asset quality.
However, the rating is constrained by modest operating performance, concentrated
business profile, and intense competition in the industry.
The rating may be raised if Sahabat Insurance could substantially improve its business position, reflected by doubling its market share in terms of gross written premiums (GWP) in the insurance industry on a sustained basis, while demonstrating its capability to diversify into other profitable line of businesses and maintain its financial profile. The rating could be lowered if the Company's business position declines substantially,
which can be indicated by its market share of GWP in the insurance industry persistently shrinking by more than 40%.

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How To Claim Car Insurance

Before filing a claim for a car that was damaged in an accident or lost, you need to prepare several documents, including:
Insurance policy in original and photocopy.
Copy of SIM and STNK.
Proof of a police report if the car is seriously damaged due to an accident or loss.
Completely filled and signed claim form.
Written chronology of events.
Photos of damage such as, scuffs, dents and others.
To find out how long a car insurance claim will take, you can directly ask an agent or Sahabat Insurance customer service at 021-50508080.

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Sahabat Insurance Christmas Charity at Bukti Kasih Orphanage In Surabaya

PT Asuransi Sahabat Artha Proteksi Holds Christmas Charity 2025 in Surabaya
In celebration of Christmas 2025, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) organized a Christmas Charity event on December 18, 2025, at Bukti Kasih Orphanage, Surabaya. This initiative reflects the company’s commitment to sharing love, compassion, and social responsibility with the community.
During the event, donations and Christmas gifts were distributed to the children of the orphanage as a gesture of care and togetherness in the spirit of Christmas. The donations were personally presented by Mr. Erwin Parera, Head of Sahabat Insurance Surabaya Branch.
The Christmas Charity program aims to spread kindness, solidarity, and compassion, while strengthening meaningful connections between the company and the community. The children of Bukti Kasih Orphanage welcomed the event with joy and warmth, making the celebration truly memorable.
Through Christmas Charity 2025, PT Asuransi Sahabat Artha Proteksi hopes to continue making a positive social impact, fostering a spirit of sharing, and strengthening bonds of love within society. 🎄❤️

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What Is an Insurance Policy Period?

An insurance policy period is the time frame during which an insurance policy is effective. Based on chapter IV, article 7 in INDONESIAN MOTOR VEHICLE INSURANCE STANDARD POLICY, it is a condition precedent to liability under this policy, that any premium payable shall have been paid off and actually received in full by the Insurer, in the event of:

insurance period of 30 (thirty) days or more, then settlement of premium payment shall be conducted within a period of 14 (fourteen) calendar days as of the date of inception of this Policy;

such insurance period is less than 30 (thirty) days, settlement of premium payment shall be conducted at the time of issuance of Policy.

In case the Insured fails to fulfill the liabilities as referred to in paragraph above, this Policy shall be automatically terminated without issuing cancellation endorsement starting from the expiry of the grace period and the Insurer shall be discharged from any liability there from.

For more info about Sahabat Insurance call 021-50508080.

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Sahabat Insurance Bandung - Branch Office Relocation

Dear Valued Customers and Partners,
Thank you for the support and cooperation you have given us over the years.
We are pleased to inform you that with effect from January 2023, Sahabat Insurance Bandung will be relocating to the following address:
Jl. Lengkong Besar No. 52C, Cikawao, Bandung, Jawa Barat.
Tlp: 022-30500191
Email: [email protected]
Should you have any questions on the relocation, please feel free to contact us.
Look forward to seeing and serving you at our new facility.

For more info about Sahabat Insurance please call 021-50508080 or email :[email protected]

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