Driving Tips: Prevent Parking Lot Crashes

Terakhir Diubah : 06:43:58 - Thursday, 21 July 2022

While driving, the car is at risk of being damaged not only while on the road, but also when it is parked. To prevent this, there are some tips that you can do when parking the car, including:

Choose a large area, safe and not too close to buildings, sidewalks, fences or piles of heavy and large items.
Try to always park the car in a location with a flat surface.
There are various risks that can occur when the car is parked under a tree.
Many car owners choose to park their cars outdoors. Extreme weather changes, from heat to rain, during the changing seasons can also accelerate the deterioration of your car's paint.
It would be easier to stay unseen while stealing from a car in darkness or in quiet area.
Parking a car is not an easy affair, especially for drivers who are beginners. Often accidents happen when the driver tries to park his car, for example if he grazed a nearby car or stepped on the wrong pedal and hit a shop wall. Understand the limits of your driving ability and always be aware of your surroundings whenever you want to park your car.

Call us for information on vehicle protection at 021-50508080.

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My car was hit by a tree, what should I do?

Heavy rains accompanied by strong winds in Jakarta have caused many trees to fall in recent times. You have to be careful when parking your favorite car on the highway, because a big tree may fall on your car. If the car is affected by a storm, can the claim be covered by the insurance? Check your insurance policy. Make sure the car has insurance with extended coverage against natural disasters, floods, hurricanes and others so that the car is protected from loss.
Call us at 021-50508080 for more info on vehicle protection.

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Dengue Hemorrhagic Fever

Dengue Hemorrhagic Fever is a mosquito-borne disease that occurs in tropical and subtropical regions of the world. For mild dengue fever, it will cause a high fever and flu-like symptoms.

Many people have no signs or symptoms of dengue hemorrhagic fever infection. When symptoms do occur, they are mistaken for other illnesses, such as the flu. Usually symptoms will appear from four to 10 days after you are bitten by a mosquito.
This disease can cause a high fever of up to 40 degrees Celsius. In addition, some other symptoms, including:

Headache.
Muscle, bone or joint pain.
Nausea and vomiting.
Pain behind the eyes
Swollen glands.
Rash.

Dengue Fever Prevention

Use air conditioning or mosquito nets installed in the vents and beds. In addition, mosquitoes that carry the dengue virus are most active from dawn to dusk, but they can also bite at night.
Wear protective clothing when you go to mosquito-infested areas, wear long sleeves, long pants, socks and shoes.
Use insect repellents such as permethrin as they can be applied to clothing, shoes, camping gear, and mosquito nets. You can also buy clothes made with permethrin already in them. For skin, use a repellent that contains at least a 10 percent concentration of DEET.
Reducing mosquito habitat by closing standing water. Mosquitoes that carry the dengue virus usually live in and around homes, breeding in standing water that can congregate on used car tires. You can help reduce mosquito populations by eliminating the habitats where they lay their eggs. At least once a week, empty and clean containers that contain standing water, such as planting containers, animal dishes, and flower vases. Keep the water container closed between cleanings. (Source: halodoc.com)

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Factors Affecting Your Car Insurance Premium

Type of Coverage and Insurance Extension
The premium amount will be influenced by the type of coverage and also the insurance extension you choose. Generally, there are two types of coverage that you need to know, Comprehensive and Total Loss Only (TLO). With different types of insurance coverage available, the resulting premium is going to be affected. A comprehensive package with numerous features will naturally cost more than a lower-tier option. The same goes for optional extras, should you wish to add them on to your existing policy.
When buying insurance, it's crucial to carefully consider the coverage limits and ensure they align with your potential risks and needs.

Vehicle Age
The age of a vehicle is a key factor in determining car insurance premiums, both for comprehensive and Total Loss Only (TLO) policies. The Financial Services Authority (OJK) regulates which vehicles are eligible for comprehensive and TLO insurance in Indonesia.

Location
Motor Vehicle Insurance premiums are indeed affected by the area where the vehicle is primarily used. Insurance companies assess risks based on location, with areas experiencing higher accident rates, theft, or severe weather events often resulting in higher premiums.

Vehicle Usage
Car insurance premiums are indeed calculated based on risk, and vehicle usage is a significant factor in determining that risk level. Cars used for different purposes, like private, official, or commercial use, have varying levels of risk, and this is reflected in the premiums charged by insurance companies.

Always double check every policy guarantee and insurance premium offer according to your needs. Contact Sahabat Insurance marketing team for more info via WA 021-50508080.

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Sahabat Insurance received Infobank 26th Insurance Award

Jakarta, August 1, 2025 - Sahabat Insurance received the Golden Champion Award - General Insurance with Consistent Excellent Performance For 5 Consecutive Years (2020-2024) and The Excellent Performance General Insurance Company (Equity Class IDR 250 billion to < IDR 500 billion) Award with an "Excellence" rating at the Infobank 26th Insurance Award held at the Kempinski Grand Ballroom, Jakarta.

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