Earthquake Insurance: Extension Coverage

Terakhir Diubah : 05:26:25 - Friday, 04 November 2022

Berita - Earthquake Insurance: Extension Coverage - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Earthquakes may happen naturally , but we do not know exactly when. Vehicle insurance, as in the Indonesian Automotive Insurance Standard Policy issued by AAUI, does not have Earthquake Coverage included in the Standard policy. To have an Earthquake Risk Guarantee, the Insured needs to extend the Earthquake Protection Guarantee as Extension Coverage (Additional Coverage). For more info about the extension coverage, please contact Sahabat Insurance call center or via WhatsApp chat: 021-50508080.

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Claim Submission & Operational Working Hours Related to Work From Home

Taking into account the increasingly worrying development of covid 19, the management of Sahabat insurance feels the need to take the following policies:

  1. Work From Home & operational working hours for Sahabat Insurance employees:
    • WFH (Work From Home) for all employees at the Jakarta head office from Monday 30 March 2020 to 03 April 2020.
    • Adjusted operational working hours for the head office and all branch offices outside Jakarta to 09.30 – 15.30 local time.
  2. For filing and reporting claims, during the implementation of the WFH policy at the head office, the following policies are taken:
Thus, we convey this notification, so that you are aware.
Thank you for your attention and good cooperation.


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Friends of Insurance Management

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Safety Tips for Driving in The Rain

Driving in rain, whether a sprinkle or a heavy downpour, can be one of the most difficult driving situations a driver encounters. Rainy conditions are directly associated with higher accident rates. Things To Know Before You Start Driving In The Rain:

  1. Turn on your headlights not your hazard lights. Turning on the hazard lights during heavy rain will confuse other vehicles behind you, especially if you are at an intersection.
  2. Break through puddles or flooded areas. Water may enter the engine and damage your vehicle. The hole or drain may not be visible in the puddle. Avoid breaking through flooded areas.
  3. Traffic accidents are often caused by ignorance, violating traffic due to rain may result in accidents with other road users.
  4. Slow down ! Not only should you adhere to the posted speed limit when driving in wet weather conditions, you should drive considerably slower than you normally would. Wet roads are very dangerous.
  5. Avoid heavy braking, try to slow your vehicle by taking your foot off the accelerator earlier than you normally would in preparation to slow down or stop. Don’t use cruise control so your attention on using both the gas and brake are in tune.

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Avoiding The Dangers of Modifying Your Car

Car modifications come in all shapes and sizes but there remains a worrying trend that poor decisions are making the practice dangerous for some.

The worst thing that can happen is your car parts breaking down in the middle of driving. This can cause serious danger even to the vehicles around you. Modifications can interfere or disrupt the system.

Make a bed in the back seat. It’s perfectly legal to sleep in your car, as long as you stick to a couple of rules: You must be safely parked. In a crash, if you're not wearing a seat belt, could cause severe injury or death.

There are benefits to window tinting, tindow tint blocks harmful UV Ray. According to experts, 40% tint is an excellent option as it blocks the harsh glare, UV rays, and heat to make your driving experience safer. Dark window tints are a clear danger and illegal according to the law. (Article 277 Law No. 22 of 2009 concerning Road Traffic and Transportation, Republic of Indonesia).
What happens if your windows are too dark?
This reduces your visibility as you drive, especially at night or when it is raining; this will make it more dangerous for you to drive and could potentially result in an accident.

Vehicles that are modified without taking into account the Indonesian National Standard (SNI) have the potential to endanger the driver, passengers and other road users.

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Safety Tips For Walking In The Rain

1. Get an Umbrella
An umbrella is useful for a variety of reasons while walking in the rain, not only will it naturally help to keep you dry, but it will also keep water out of your eyes. When water impairs your ability to see (especially if you wear glasses!), you’re more at risk of an accident. What’s more, holding an umbrella also improves your visibility, helping the drivers of surrounding vehicles to see you.

2. Wear Bright Colors
A brightly colored raincoat will serve you well when walking in the rain. Much like the umbrella (which should also be bright if possible), this utilitarian item will both keep you dry and aid in other motorists’ ability to see you. The brighter the color, the better. When it’s raining out, visibility is significantly impaired, especially for elderly drivers, but bold colors stand out and help you avoid a pedestrian accident.

3. Choose Non-Slip Shoes
Non-slip shoes (and preferably waterproof ones for your comfort) can help you get across streets safely. When streets and sidewalks are wet, slip and fall accidents may be more likely. While a slip on a sidewalk can lead to injuries, a slip in the middle of the road can be catastrophic.

4. Follow Traffic Laws
Rain or shine, you should always follow pedestrian rules of the road.

5. Using a sidewalk whenever possible
Crossing at a crosswalk when the signal indicates that it’s okay to do so
Yielding to vehicles when not crossing at a designated crossing area
Not exiting the sidewalk into the path of traffic
6. Resist Distractions
Finally, remember to put away distracting items when walking in rain. Turn off the music and tuck your cell phone safely into your pocket. When it’s raining out, approaching vehicles can be harder to both see and hear, and extra attention can be key to your safety.

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