Essential Checks Before a Long Car Journey

Terakhir Diubah : 07:05:36 - Friday, 30 December 2022

We all know we’re supposed to check our car before we set off on a long journey. But what does that actually involve?
These checks can be done by anyone at any time and will not need any special equipment or prior knowledge.

1.Check Your Tires
There are three elements that you should check:
Appearance
Tread
Pressure

2. Check Your Oil Levels
To check the oil level you will need to remove the dipstick. You should be able to easily locate this as it will be either a bright yellow or orange pull ring.
Once you’ve pulled out the dipstick you should then wipe it clean so that no residual oil remains and could provide a false level.

3. Check The Engine Coolant
It is especially important that this check and top up is done when the engine is cold, and we recommend leaving the vehicle for at least eight hours since it was last used before opening the coolant tank. This is because the coolant can get incredibly hot and with the pressure in the tank opening it when not cool can cause serious injury.

4.Make Sure Your Lights are Working
To check your headlights and high beams face the reflective surface, and turn them on. You can also check your cabin light, and your front fog light, if your vehicle has one.

5.Test Your Brakes
You should also check your brakes are working correctly before setting off.
There are two checks to complete. The first is to press down on the brake pedal before starting the engine, it should feel spongy and not slack at all. Then turn the engine on and conduct the second test. In a safe place you should apply the brakes firmly when driving. The vehicle should stop promptly and not pull to one side.

6.Check your battery
Before you head off you should check that your essential electric systems (battery) are working. A problematic battery will reduce the ability to supply electricity to a number of components, such as lights, wipers, door locks, air conditioners, audio systems and others. The characteristics are easy, these components do not work stably if the battery has a problem.

7.Fill Up
If you’re setting off on a long trip, then you should fill up at the fuel station.
Drivers should refuel their vehicle when they have anywhere between a quarter of a tank or half of a tank left for maximum efficiency.The less fuel in your tank, the greater the risk of running out completely in a bad spot.

For more info about car insurance, please call 021-50508080.

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Factors Affecting Your Car Insurance Premium

Type of Coverage and Insurance Extension
The premium amount will be influenced by the type of coverage and also the insurance extension you choose. Generally, there are two types of coverage that you need to know, Comprehensive and Total Loss Only (TLO). With different types of insurance coverage available, the resulting premium is going to be affected. A comprehensive package with numerous features will naturally cost more than a lower-tier option. The same goes for optional extras, should you wish to add them on to your existing policy.
When buying insurance, it's crucial to carefully consider the coverage limits and ensure they align with your potential risks and needs.

Vehicle Age
The age of a vehicle is a key factor in determining car insurance premiums, both for comprehensive and Total Loss Only (TLO) policies. The Financial Services Authority (OJK) regulates which vehicles are eligible for comprehensive and TLO insurance in Indonesia.

Location
Motor Vehicle Insurance premiums are indeed affected by the area where the vehicle is primarily used. Insurance companies assess risks based on location, with areas experiencing higher accident rates, theft, or severe weather events often resulting in higher premiums.

Vehicle Usage
Car insurance premiums are indeed calculated based on risk, and vehicle usage is a significant factor in determining that risk level. Cars used for different purposes, like private, official, or commercial use, have varying levels of risk, and this is reflected in the premiums charged by insurance companies.

Always double check every policy guarantee and insurance premium offer according to your needs. Contact Sahabat Insurance marketing team for more info via WA 021-50508080.

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How to Set Goals for 2023

Happy new year!
May this year bring new happiness, goals, achievements, and a lot of new inspiration for your life. As we all dive into the new year with fresh resolutions, now is the best time to set new goals.

1. Be specific: Vague goals are more difficult to achieve than specific ones. When setting a goal, be as specific as possible. For example, instead of setting a goal to “done today” set a goal to “done at 6 PM”
2. Write your goals down. This will help you to remember them and keep them at the front of your mind.
3. Set deadlines: Giving yourself a deadline will help you stay on track and motivated to achieve your goal.
4. Focus on your plan: Once you’ve decided on your goal and set a deadline, it’s time to make a plan of action.
5.Dicipline and motivated to achieve it. You may even want to enlist the help of a friend to help you stay on track.

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The Annual Meeting of Sahabat Insurance

The Annual Meetings of Sahabat Insurance will be held from November 16-18 th, 2023 in Bandung, West Java.
The Annual Meetings of Sahabat Insurance bring together all representatives from all division to achieve 2024 performance targets, especially achieving the vision and mission of Sahabat Insurance in 2024.

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The Danger of Aquaplaning

Ever heard of Aquaplaning?
Aquaplaning is a condition in which a vehicle loses control where the main cause is puddles of water, such as rain and flooding. Water that is too large will make it difficult for the car to move or even slip. The main cause of aquaplaning is not only rainwater puddles, but can also be caused by water from other vehicles passing by. When the car passes through a slippery road due to water, it will be dangerous if you are not careful. Car tires will be difficult to control and can result in a collision or accident.
What are the characteristics of aquaplaning?
The first characteristic that can be felt is the sudden sound of the engine sounds louder than usual. This is because the engine that is exposed to the puddle too hard will become hot enough to make a sound.
Sudden change of clutch in gears. Though, you didn't. This condition will make the speed of the vehicle becomes faster so that it is out of control. The next characteristic is, the car feels lighter. This is due to the greater water pressure that can lift and float the car.
In addition, the back of the car on the sides will feel floating. This condition is called fishtailing.

When this happens, slow down slowly and straighten the steering wheel. Do not brake suddenly, find a safe place to stop to avoid an accident.
Contact Sahabat Insurance for information about vehicle protection at 021-50508080.

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