Protect Your Assets from Natural Disasters

Terakhir Diubah : 11:42:33 - Kamis, 20 Maret 2025

Berita - Protect Your Assets from Natural Disasters - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Indonesia is one of the most disaster-prone countries in the world.  Perched on the Pacific “Ring of Fire,” it is home to 76 active volcanoes.  An archipelago of tens of thousands of islands spanning 5,100 km from one end to the other,  Volcanic eruptions, earthquake, flooding, and landslides, infrequent events elsewhere, are regular occurrences in Indonesia.How to reduce financial losses due to natural disasters?
Watch IG Live #literasiasuransi Sahabat Insurance Friday, March 21, 2025 at 15.00 WIB or 16.00 WITA on the Sahabat Insurance Instagram account with Melda Aulina Branch Manager Sahabat Insurance Banjarmasin. 

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Motorcycle safety tips

Motorcyclists must be mindful of their surroundings and the other cars around them. The flow of traffic can change at any moment. Even small distractions can lead to serious injuries. It is important to drive safely because it can save your life.
1.     Preparing the vehicle
Before you use a motorcycle, you should prepare your vehicle starting from checking all vehicle components, such as tires, lights, and others.
2.     Using safety equipment
In riding a motorcycle, it is important that you use safety equipment such as jackets, helmets, trousers, masks, gloves, shoes and so on. The use of such equipment will help you be protected during the trip.
3.     Good driving attitude
In riding a motorcycle, you should have a good driving attitude where you sit on the motorcycle in a straight upright position but remain relaxed, make sure you look ahead, do not lift your legs to other places for any reason, do not ride more than one person and goods heavy baggage.
4.     Keep your distance when driving
When you ride a motorcycle, make sure you use a certain speed in every condition. You have to adjust the speed according to the conditions. And keep in mind don't forget to keep your distance while driving. Keeping your distance will help you from accidents or collisions due to sudden braking.
To minimize this, as a smart driver, you should observe your driving speed and adjust it to the distance in front of you. The higher the speed you use, the longer the distance that needs to be prepared.
5.     Stay focused and alert
When driving, you should stay focused and alert while driving. Many motorists feel confident about their driving abilities, they sometimes feel that accidents are impossible. However, it should be noted that such an attitude will create carelessness and carelessness. Keep in mind that no matter how good you drive, you still need to be focused and alert.
6.     Obey traffic rules and signs
The most important thing in driving is to obey all traffic rules and signs along the way. Use the turn signal when you are about to turn. Make sure you obey all traffic rules and signs.





Fuel Efficient Driving Tips

Efficient car fuel is certainly the desire of all vehicle owners to save costs.

Fuel economy is not solely influenced by engine configuration and vehicle specifications. Another factor that can make fuel efficient is the user's driving style.

Keeping Car Speed
One way to drive fuel efficient cars is to maintain speed. A fast vehicle speed will make fuel wasteful when compared to a constant speed of 60-80 km per hour.

Keeping Car Engine Spin
To keep the car's fuel efficient, the driver must keep the engine in low revs. Engine performance at high rpm or RPM above 2,000 will make the vehicle suck up more fuel.


Precise Gear Shift
In manual transmission cars, the driver must shift gears appropriately to make the fuel used not too much. The habit of shifting gears late will make the engine RPM high so that it wastes fuel.

Maximize Engine Brake
Another way to save on car fuel is to maximize the engine brake when reducing the car's speed. Drivers are required to know the path taken in order to know the best time to reduce engine speed so as not to use the brakes suddenly.


Avoid Sudden Acceleration and Braking or Stop and Go
Car drivers need to maintain a constant speed while driving on the roads. Avoid sudden acceleration (step on the gas) or sudden braking to keep your car fuel efficient.

Reduce Load
Bring the load according to the capacity of the car, do not overdo it. Stereo equipment, luggage on top of a car or large Velk turns out to be more free than passengers or bags.

FAQ

How to buy insurance?
You can come to the nearest Sahabat Insurance office or contact the Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp by informing the insurance company of the type of assets and collateral you want. The marketing staff will inform you about the payment and documents to be prepared.

What is the difference between Comprehensive and TLO ?
Comprehensive covers damage caused by impact, collision, overturning, slipping, malicious acts, theft and fire, both for partial loss and total loss, as long as the coverage is stated in the policy and is not included in the insurance policy exceptions.
Total Loss Only (TLO) guarantees damage or loss whose repair value is equal to or more than 75% of the insurance price and total loss due to theft.

What documents need to be prepared if I want to buy car insurance?
The documents required to purchase insurance are: STNK (vehicle registration), KTP and  SPPA form or contact us via telephone/WhatsApp call center Sahabat Insurance at 021-50508080.

When do I get my policy documents?
Car insurance policies can be issued within 1-2 working days and home / property insurance can be issued within 3 working days, if the documents are complete.

When will my insurance be active and can be used?
After your insurance application is approved by the insurance company, the policy will be issued. Furthermore, the premium must be paid immediately within the time period stated in the policy. The policy will be active automatically.

What should I do if I want to claim car insurance?
Contact Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp before 5 (five) working days, state your insurance policy number, fill out a claim form and prepare important documents such as a copy of the insurance policy, driver's license, STNK and other appropriate complementary documents. claim to be submitted. If the documents are complete, our surveyor will immediately be assigned to inspect your vehicle.

How do I renew my insurance policy?
Contact your marketing or Sahabat Insurance at 021-50508080 via telephone/WhatsApp during operational hours: Monday-Friday, 08.30-17.30 WIB (except holidays) before your insurance policy period ends.

How Do I Find Out My Car Insurance Expiry Date?
You can find it in your insurance policy. Apart from that, you can also contact Sahabat Insurance marketing or contact the Sahabat Insurance call center at 021-50508080 by providing the policy number or vehicle plate number.

What if my insurance policy is lost?
You can contact Sahabat Insurance marketing or call 021-50508080 to get a reprint of a copy of your insurance policy.

How Do Add-ons Enhance Car Insurance?
You can inform your car insurance marketing or call/WhatsApp Sahabat Insurance call center at 021-50508080.

How do I find my Car Insurance Authorized Workshops?
You can visit www.sahabatinsurance.id, select Daftar Bengkel menu or contact the Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp during operational hours: Monday-Friday, 08.30-17.30 WIB (except holidays).

Can I get an estimate of insurance premium?
Contact your marketing or Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp.
Send an email to [email protected] along with details of the assets you own and your telephone number where you can be contacted.