Safety Tips for Driving in The Rain

Terakhir Diubah : 08:56:29 - Wednesday, 14 September 2022

Berita - Safety Tips for Driving in The Rain - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Driving in rain, whether a sprinkle or a heavy downpour, can be one of the most difficult driving situations a driver encounters. Rainy conditions are directly associated with higher accident rates. Things To Know Before You Start Driving In The Rain:

  1. Turn on your headlights not your hazard lights. Turning on the hazard lights during heavy rain will confuse other vehicles behind you, especially if you are at an intersection.
  2. Break through puddles or flooded areas. Water may enter the engine and damage your vehicle. The hole or drain may not be visible in the puddle. Avoid breaking through flooded areas.
  3. Traffic accidents are often caused by ignorance, violating traffic due to rain may result in accidents with other road users.
  4. Slow down ! Not only should you adhere to the posted speed limit when driving in wet weather conditions, you should drive considerably slower than you normally would. Wet roads are very dangerous.
  5. Avoid heavy braking, try to slow your vehicle by taking your foot off the accelerator earlier than you normally would in preparation to slow down or stop. Don’t use cruise control so your attention on using both the gas and brake are in tune.

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Benefit of Personal Accident Insurance

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FAQ

How to buy insurance?
You can come to the nearest Sahabat Insurance office or contact the Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp by informing the insurance company of the type of assets and collateral you want. The marketing staff will inform you about the payment and documents to be prepared.

What is the difference between Comprehensive and TLO ?
Comprehensive covers damage caused by impact, collision, overturning, slipping, malicious acts, theft and fire, both for partial loss and total loss, as long as the coverage is stated in the policy and is not included in the insurance policy exceptions.
Total Loss Only (TLO) guarantees damage or loss whose repair value is equal to or more than 75% of the insurance price and total loss due to theft.

What documents need to be prepared if I want to buy car insurance?
The documents required to purchase insurance are: STNK (vehicle registration), KTP and  SPPA form or contact us via telephone/WhatsApp call center Sahabat Insurance at 021-50508080.

When do I get my policy documents?
Car insurance policies can be issued within 1-2 working days and home / property insurance can be issued within 3 working days, if the documents are complete.

When will my insurance be active and can be used?
After your insurance application is approved by the insurance company, the policy will be issued. Furthermore, the premium must be paid immediately within the time period stated in the policy. The policy will be active automatically.

What should I do if I want to claim car insurance?
Contact Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp before 5 (five) working days, state your insurance policy number, fill out a claim form and prepare important documents such as a copy of the insurance policy, driver's license, STNK and other appropriate complementary documents. claim to be submitted. If the documents are complete, our surveyor will immediately be assigned to inspect your vehicle.

How do I renew my insurance policy?
Contact your marketing or Sahabat Insurance at 021-50508080 via telephone/WhatsApp during operational hours: Monday-Friday, 08.30-17.30 WIB (except holidays) before your insurance policy period ends.

How Do I Find Out My Car Insurance Expiry Date?
You can find it in your insurance policy. Apart from that, you can also contact Sahabat Insurance marketing or contact the Sahabat Insurance call center at 021-50508080 by providing the policy number or vehicle plate number.

What if my insurance policy is lost?
You can contact Sahabat Insurance marketing or call 021-50508080 to get a reprint of a copy of your insurance policy.

How Do Add-ons Enhance Car Insurance?
You can inform your car insurance marketing or call/WhatsApp Sahabat Insurance call center at 021-50508080.

How do I find my Car Insurance Authorized Workshops?
You can visit www.sahabatinsurance.id, select Daftar Bengkel menu or contact the Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp during operational hours: Monday-Friday, 08.30-17.30 WIB (except holidays).

Can I get an estimate of insurance premium?
Contact your marketing or Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp.
Send an email to [email protected] along with details of the assets you own and your telephone number where you can be contacted.

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Travel Insurance For Your Holiday!

Vacations are always fun and everyone looks forward to, especially if you are always busy working every day. Then what if things happen that might happen during the trip? There may be lost baggage, trip cancellations or even accidents. This is the benefit of travel insurance to protect the trip from the risks that may occur. Let's see what are the benefits of Travel Insurance:

  1. While on vacation, there may be travel delays due to some unexpected factors, your vacation might not go smoothly. Travel insurance covers losses caused by travel delays or cancellations
  2. Accidents that result in permanent disability or even accidents that result in death during the trip.
  3. Medical needs or medical needs during the holidays.
  4. Losing your passport, money, important documents, even losing your luggage while on vacation is something you don't want but it can happen.
  5. Other travel inconveniences such as theft or unloading of baggage.
Everyone needs safety and comfort while traveling, Travel Insurance protects you from the possibility that occurs during the trip. Call us at 021-50508080 for more information.

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The functions of the hazard lights

1. Use in an emergency
In accordance with the Law on Road Transport Traffic (LLAJ) Article 121 paragraph 1, every motorized vehicle driver is required to install a safety triangle, a hazard warning signal light, or other signals when stopping in an emergency situation on the road. For example, your vehicle stops due to an emergency during a breakdown, a traffic accident, or other conditions such as a tire that needs to be replaced. If you are in an emergency situation, then immediately pull over and press the hazard lights.
2. As a warning sign
The next function of the hazard light is as a warning sign. While driving on the road, there are times when you meet an emergency situation that can threaten your safety.
For example, your brakes don't work, or someone suddenly crosses the road, or other conditions that require you to stop suddenly in the middle of the road.
3. Not for Use in Bad Weather
A misunderstanding about the function of hazard lights is to use them in bad weather such as heavy rain or heavy fog.
Turning on the hazard lights when the weather is bad can actually endanger safety. This is because when the hazard light is active, the automatic turn signal cannot function. If you want to give a turn signal, the vehicles behind you will have a hard time understanding it.
4. Not a signal when entering the tunnel
Turning on the hazard lights when entering the tunnel should be avoided. The hazard light signal will actually confuse the driver of the motor vehicle behind you. When entering a dark tunnel or passage, simply turn on the main light or evening light to maintain visibility.
5. Not for convoys
There are still many car drivers who misinterpret the use of hazard lights. One of them is to use hazard lights during convoys or convoys.
It can be concluded that the actual hazard light function should only be used in an emergency, such as when an accident occurs or the car suddenly breaks down. Avoid turning on hazard lights without a clear situation because it can endanger safety.

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