Safety Tips for Driving in The Rain

Terakhir Diubah : 08:56:29 - Wednesday, 14 September 2022

Berita - Safety Tips for Driving in The Rain - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Driving in rain, whether a sprinkle or a heavy downpour, can be one of the most difficult driving situations a driver encounters. Rainy conditions are directly associated with higher accident rates. Things To Know Before You Start Driving In The Rain:

  1. Turn on your headlights not your hazard lights. Turning on the hazard lights during heavy rain will confuse other vehicles behind you, especially if you are at an intersection.
  2. Break through puddles or flooded areas. Water may enter the engine and damage your vehicle. The hole or drain may not be visible in the puddle. Avoid breaking through flooded areas.
  3. Traffic accidents are often caused by ignorance, violating traffic due to rain may result in accidents with other road users.
  4. Slow down ! Not only should you adhere to the posted speed limit when driving in wet weather conditions, you should drive considerably slower than you normally would. Wet roads are very dangerous.
  5. Avoid heavy braking, try to slow your vehicle by taking your foot off the accelerator earlier than you normally would in preparation to slow down or stop. Don’t use cruise control so your attention on using both the gas and brake are in tune.

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Sahabat Insurance Bandung - Branch Office Relocation

Dear Valued Customers and Partners,
Thank you for the support and cooperation you have given us over the years.
We are pleased to inform you that with effect from January 2023, Sahabat Insurance Bandung will be relocating to the following address:
Jl. Lengkong Besar No. 52C, Cikawao, Bandung, Jawa Barat.
Tlp: 022-30500191
Email: [email protected]
Should you have any questions on the relocation, please feel free to contact us.
Look forward to seeing and serving you at our new facility.

For more info about Sahabat Insurance please call 021-50508080 or email :[email protected] 

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Wishes you a Merry Christmas and a Happy New Year 2022!

Management and staff of Sahabat Insurance wish you a Merry Christmas to those of you who celebrate. May the peace of Christmas always be with all of us.

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Factors Affecting Your Car Insurance Premium

Type of Coverage and Insurance Extension
The premium amount will be influenced by the type of coverage and also the insurance extension you choose. Generally, there are two types of coverage that you need to know, Comprehensive and Total Loss Only (TLO). With different types of insurance coverage available, the resulting premium is going to be affected. A comprehensive package with numerous features will naturally cost more than a lower-tier option. The same goes for optional extras, should you wish to add them on to your existing policy.
When buying insurance, it's crucial to carefully consider the coverage limits and ensure they align with your potential risks and needs.

Vehicle Age
The age of a vehicle is a key factor in determining car insurance premiums, both for comprehensive and Total Loss Only (TLO) policies. The Financial Services Authority (OJK) regulates which vehicles are eligible for comprehensive and TLO insurance in Indonesia.

Location
Motor Vehicle Insurance premiums are indeed affected by the area where the vehicle is primarily used. Insurance companies assess risks based on location, with areas experiencing higher accident rates, theft, or severe weather events often resulting in higher premiums.

Vehicle Usage
Car insurance premiums are indeed calculated based on risk, and vehicle usage is a significant factor in determining that risk level. Cars used for different purposes, like private, official, or commercial use, have varying levels of risk, and this is reflected in the premiums charged by insurance companies.

Always double check every policy guarantee and insurance premium offer according to your needs. Contact Sahabat Insurance marketing team for more info via WA 021-50508080.

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Heavy rainfall causes flooding in Greater Jakarta

Rain that has flushed Jakarta since Friday, July 16, 2022, has caused flooding. A total of 92 area in the capital were flooded. The data was collected on Saturday, July 18, 2022 (DKI BPBD Data and Information Center) Source: merdeka.com

Disaster mitigation is a series of efforts to reduce disaster risk, both through physical development as well as awareness and capacity building to deal with disaster threats (Article 1 paragraph 6 PP No 21 of 2008 concerning the Implementation of Disaster Management).

So what to do if there is a flood?

  1. Secure important objects and documents, such as house certificates, birth certificates and so on
  2. Turn off the gas and electricity in your home before the flood comes, do not touch electrically charged equipment when you are standing on/in the water.
  3. When you decide to evacuate your house, be aware of undercurrents, drains, sewers, puddles, and other places that are inundated with water.
  4. Do not drive a car in flooded areas. When the water starts to rise, ignore the car and get out. Immediately evacuate to higher ground.
  5. Consider flood insurance for vehicles and homes due to flooding to avoid future losses.
Call Sahabat Insurance at 021-50508080 for information on protecting homes and cars from floods and other natural disasters.

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