Travel Insurance Benefits

Terakhir Diubah : 08:48:46 - Jumat, 26 Agustus 2022

Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no way to get home and no-one to help sort out your holiday problem. Read this page for more information on what you need to think about before you take out a travel insurance policy. Travel insurance can protect you against the following things going wrong: Cancelling or cutting short your trip for reasons beyond your control Cancellation or delayed departure for reasons beyond your control Medical and other emergencies Personal injury and death Lost, stolen or damaged items, including baggage, passports and money Accidental damage or injury while on vacation. If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.

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Sahabat Insurance Corporate Social Responsibility

Mangroves has been widely acknowledged for its role as a natural barrier to various environmental risks such as storms, tsunamis, waves, and coastal erosions by becoming the first defense in protecting the coastlines. In addition, this natural barrier also provides a wide range of ecosystem services including fisheries, timber productions, provision of foods, tourism, climate regulation, carbon storage that reduce the coastal communities’ vulnerability to hazards.
As part of the contribution to environmental issues and risk mitigation, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) in collaboration with STMA Trisakti implementing the Corporate Social Responsibility / CSR Environment program by planting mangrove trees in the Muara Angke Forest Reserve on July 28, 2024.
This program contribute to a green and resilient recovery in coastal areas, and help Indonesia better mitigate the impact of climate change.

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The functions of the hazard lights

1. Use in an emergency
In accordance with the Law on Road Transport Traffic (LLAJ) Article 121 paragraph 1, every motorized vehicle driver is required to install a safety triangle, a hazard warning signal light, or other signals when stopping in an emergency situation on the road. For example, your vehicle stops due to an emergency during a breakdown, a traffic accident, or other conditions such as a tire that needs to be replaced. If you are in an emergency situation, then immediately pull over and press the hazard lights.
2. As a warning sign
The next function of the hazard light is as a warning sign. While driving on the road, there are times when you meet an emergency situation that can threaten your safety.
For example, your brakes don't work, or someone suddenly crosses the road, or other conditions that require you to stop suddenly in the middle of the road.
3. Not for Use in Bad Weather
A misunderstanding about the function of hazard lights is to use them in bad weather such as heavy rain or heavy fog.
Turning on the hazard lights when the weather is bad can actually endanger safety. This is because when the hazard light is active, the automatic turn signal cannot function. If you want to give a turn signal, the vehicles behind you will have a hard time understanding it.
4. Not a signal when entering the tunnel
Turning on the hazard lights when entering the tunnel should be avoided. The hazard light signal will actually confuse the driver of the motor vehicle behind you. When entering a dark tunnel or passage, simply turn on the main light or evening light to maintain visibility.
5. Not for convoys
There are still many car drivers who misinterpret the use of hazard lights. One of them is to use hazard lights during convoys or convoys.
It can be concluded that the actual hazard light function should only be used in an emergency, such as when an accident occurs or the car suddenly breaks down. Avoid turning on hazard lights without a clear situation because it can endanger safety.

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What to Know About Lending Your Car

There are times you may want to help out a friend, or may not be in a state to drive yourself. It’s normal to want to lend you car, or let someone else drive. But, unfortunately, Vehicle Insurance can deny policyholders’ claims if your friend/family /driver is at fault for the accident or stolen car. Vehicle Insurance can deny your claim if your friend/family/driver were in violation of state law when the accident happened. One example of that would be driving without a valid license. Another is if you were driving while intoxicated.
If the car is lend to a friend, driver or family according to your permission and approval, then when the car is lost, commits a crime or is damaged in an accident, Vehicle Insurance can reject the claim according to the Indonesian Motor Vehicle Insurance Standard Policy Chapter II article 1.3 concerning Exceptions, article theft and/or malicious acts committed by: spouses, children, parents or siblings of the Insured; people working for the Insured, people with the knowledge or with the consent of the Insured. For info about Vehicle Insurance please call Sahabat Insurance 021-50508080.

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Welcoming Ramadan

The holy month of Ramadan is just around the corner. The month that Muslims all over the world have been waiting for. Muslims have now started to make some preparations, starting from the needs of the house to the mind, so that the fast will be more blessed.
In welcoming Ramadan, Muslims will certainly show one form of their love for Allah SWT. One of the simplest is to welcome it with joy.

Take care of your physical and physical condition from now on by reducing unhealthy habits such as staying up late and eating unhealthy foods. Start exercising more regularly and if necessary take vitamins or health supplements.

The most basic preparation for Ramadan is preparing for faith. Faithful preparation can be done by starting to practice controlling bad habits every day.
This can be done in a way as simple as making sure do the Five Times Prayer is , or stop smoking.

Before entering the month of Ramadan, there is nothing wrong with reading more about religion to deepen your knowledge and religious knowledge so that you can perform worship solemnly in the month of Ramadan.

While you still have time, start managing your finances by living more frugally so that it is enough to meet your needs and also charity in the month of Ramadan.

How are you preparing for the month of Ramadan? Call us at 021-50508080 for health insurance information.

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