Travel Insurance Benefits

Terakhir Diubah : 08:48:46 - Jumat, 26 Agustus 2022

Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no way to get home and no-one to help sort out your holiday problem. Read this page for more information on what you need to think about before you take out a travel insurance policy. Travel insurance can protect you against the following things going wrong: Cancelling or cutting short your trip for reasons beyond your control Cancellation or delayed departure for reasons beyond your control Medical and other emergencies Personal injury and death Lost, stolen or damaged items, including baggage, passports and money Accidental damage or injury while on vacation. If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.

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Driving Tips on Uphill Road

Driving on uphill road conditions is often a challenge. Moreover, the contours of the roads that are passed are quite diverse, ranging from climbs, steep descents, slippery and dense vehicles alias jammed. In fact, parking at the mall sometimes has narrow roads due to the limited building area. In general, there are three aspects that cause a car to fail to climb, namely the road surface factor, the condition of the vehicle and the driver himself. Road condition means a condition where the sandy road is steep, potholed or slippery which has the potential to make the vehicle fail to climb. While the condition of the vehicle that is not powered may be due to lack of maintenance, tires, small cc engine power but a lot of cargo. While the driver factor, for example, the skill of the driver to master the vehicle when on an uphill road.
Because, in this situation, the driver tends to panic, then reflexively steps on the gas so that the system perceives a sudden spike in vehicle acceleration.
This is very dangerous, because tire slippage can occur, making the momentum to go on an incline lost. As a result, instead of moving forward, the car is going backwards. The driver must adjust the momentum and step on the gas pedal (acceleration) which regulates the engine rotation rhythm and is not too high so that the car can still climb without slipping.

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How can I protect my home from flooding?

Home Insurance protects your home and possessions from fire, lightning, explosions, airplane crashes and smoke or abbreviated as FLEXAS (Fire, Lightning, Explosion, The Impact Of Falling Aircraft, And Smoke). In addition to home insurance benefits, you can add on an extention benefit that protects your home damage due to floods, storms, hurricanes and water damage.
You can contact Sahabat Insurance at 021-50508080 for further information.
(Source: sikapiuangmu.ojk.go.id)

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How to Evacuate From Fire

How to evacuate from fire in a tall building:
1. If there is a fire in the building, stay calm and don't panic.
2. Avoid the elevator and immediately go to the nearest emergency stairs by walking normally.
3. Do not carry items that are larger than a briefcase/handbag.
4. If the view is blocked by smoke, walk by creeping on a wall or handrail on a ladder, taking short breaths.
5. Do not turn around because it will collide with the people behind you and hinder evacuation.
6. Wet a shirt or handkerchief with water to cover the life if the smoke thickens or the room feels hot.
7. Immediately go to the meeting point in the place to wait for the next instruction.
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Term Insurance Definition & Meaning

Insurance policy: is a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).

Premium: is the amount of money you must pay to the insurance company for your insurance policy.

Claim : An insurance claim is a formal request from the policyholder (that's you) to their insurance company asking for payment after a covered incident.

Insured: A person whose life or property is the subject of insurance.

Insurer: Parties that already have formal permission to carry out business activities related to taking over the risk of other parties based on a policy; for this coverage, the risk insurer receives a premium from another party as the insured; usually, the Insurer is an insurance company.

The age of the Insured: is determined based on the last birthday on the Effective Date of Insurance and will increase on each Policy Birthday.

The coverage period :is the period of insurance protection for the Insured from the Effective Date of Insurance to the Expiry Date of Insurance as stated in the Policy Data.A coverage period is the period of time during which an insured event is protected by an insurance contract.

Fore more information please call Sahabat Insurance 021-50508080.
Source: https://sikapiuangmu.ojk.go.id

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