Travel Insurance: What You Need to Know Before You Buy

Terakhir Diubah : 15:37:25 - Rabu, 06 Juli 2022

With a world full of fascinating destinations, choosing the perfect vacation spot can present a challenge.Lost, delayed, or damaged Baggage, flight delays or cancellations, missing passport, money, accident or medical insurance for unexpected illnesses and injuries while travelling. Below are some of the key factors that you should consider before you buy a travel insurance policy.
1. Buy insurance according to the coverage benefits that suit your needs
2. Choose the insurance coverage period equal to the duration of your trip. So for example you go on a 3-day vacation, buy travel insurance according to the time of your trip.
3. Pay attention to the destination of your trip, whether domestic or travel overseas.
4. Adjust to your travel budget.
5. Check your travel insurance policy carefully what are the exclusions also terms and conditions.
6. Know how to claim and what documents to prepare in the event of a travel insurance claim.
Contact Sahabat Insurance for more information about travel insurance at 021-50508080.

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The difference between Life Insurance and General Insurance

One of the things that quite a lot makes people confused when they want to have insurance, namely ignorance about the difference between general insurance and life insurance. Here are the different types of insurance:
General Insurance Insurance provides benefits in the form of cash compensation or in the form of compensation for damage to an insured item/goods. Examples of general insurance are home insurance, vehicle insurance, and so on.
Life Insurance Life insurance provides the benefit of a sum of Sum Insured/insurance compensation to the Beneficiary/family/heir of the Insured/insurance participant, if the Insured/insurance participant dies due to health problems, illness or accident, and if there is a health risk to the Insured. #insurancefriends #insurance #friends #tertrust #protection #photo #ınstagood #instalike #instadaily #likeforlikes #tips #quotes #life #wisewords

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Travel Insurance For Your Holiday!

Vacations are always fun and everyone looks forward to, especially if you are always busy working every day. Then what if things happen that might happen during the trip? There may be lost baggage, trip cancellations or even accidents. This is the benefit of travel insurance to protect the trip from the risks that may occur. Let's see what are the benefits of Travel Insurance:

While on vacation, there may be travel delays due to some unexpected factors, your vacation might not go smoothly. Travel insurance covers losses caused by travel delays or cancellations
Accidents that result in permanent disability or even accidents that result in death during the trip.
Medical needs or medical needs during the holidays.
Losing your passport, money, important documents, even losing your luggage while on vacation is something you don't want but it can happen.
Other travel inconveniences such as theft or unloading of baggage.

Everyone needs safety and comfort while traveling, Travel Insurance protects you from the possibility that occurs during the trip. Call us at 021-50508080 for more information.

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Essential Checks Before a Long Car Journey

We all know we’re supposed to check our car before we set off on a long journey. But what does that actually involve?
These checks can be done by anyone at any time and will not need any special equipment or prior knowledge.

1.Check Your Tires
There are three elements that you should check:
Appearance
Tread
Pressure

2. Check Your Oil Levels
To check the oil level you will need to remove the dipstick. You should be able to easily locate this as it will be either a bright yellow or orange pull ring.
Once you’ve pulled out the dipstick you should then wipe it clean so that no residual oil remains and could provide a false level.

3. Check The Engine Coolant
It is especially important that this check and top up is done when the engine is cold, and we recommend leaving the vehicle for at least eight hours since it was last used before opening the coolant tank. This is because the coolant can get incredibly hot and with the pressure in the tank opening it when not cool can cause serious injury.

4.Make Sure Your Lights are Working
To check your headlights and high beams face the reflective surface, and turn them on. You can also check your cabin light, and your front fog light, if your vehicle has one.

5.Test Your Brakes
You should also check your brakes are working correctly before setting off.
There are two checks to complete. The first is to press down on the brake pedal before starting the engine, it should feel spongy and not slack at all. Then turn the engine on and conduct the second test. In a safe place you should apply the brakes firmly when driving. The vehicle should stop promptly and not pull to one side.

6.Check your battery
Before you head off you should check that your essential electric systems (battery) are working. A problematic battery will reduce the ability to supply electricity to a number of components, such as lights, wipers, door locks, air conditioners, audio systems and others. The characteristics are easy, these components do not work stably if the battery has a problem.

7.Fill Up
If you’re setting off on a long trip, then you should fill up at the fuel station.
Drivers should refuel their vehicle when they have anywhere between a quarter of a tank or half of a tank left for maximum efficiency.The less fuel in your tank, the greater the risk of running out completely in a bad spot.

For more info about car insurance, please call 021-50508080.

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The Danger of Aquaplaning

Ever heard of Aquaplaning?
Aquaplaning is a condition in which a vehicle loses control where the main cause is puddles of water, such as rain and flooding. Water that is too large will make it difficult for the car to move or even slip. The main cause of aquaplaning is not only rainwater puddles, but can also be caused by water from other vehicles passing by. When the car passes through a slippery road due to water, it will be dangerous if you are not careful. Car tires will be difficult to control and can result in a collision or accident.
What are the characteristics of aquaplaning?
The first characteristic that can be felt is the sudden sound of the engine sounds louder than usual. This is because the engine that is exposed to the puddle too hard will become hot enough to make a sound.
Sudden change of clutch in gears. Though, you didn't. This condition will make the speed of the vehicle becomes faster so that it is out of control. The next characteristic is, the car feels lighter. This is due to the greater water pressure that can lift and float the car.
In addition, the back of the car on the sides will feel floating. This condition is called fishtailing.

When this happens, slow down slowly and straighten the steering wheel. Do not brake suddenly, find a safe place to stop to avoid an accident.
Contact Sahabat Insurance for information about vehicle protection at 021-50508080.

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