The difference between Life Insurance and General Insurance

Terakhir Diubah : 13:46:41 - Jumat, 21 Januari 2022

One of the things that quite a lot makes people confused when they want to have insurance, namely ignorance about the difference between general insurance and life insurance. Here are the different types of insurance:
General Insurance Insurance provides benefits in the form of cash compensation or in the form of compensation for damage to an insured item/goods. Examples of general insurance are home insurance, vehicle insurance, and so on.
Life Insurance Life insurance provides the benefit of a sum of Sum Insured/insurance compensation to the Beneficiary/family/heir of the Insured/insurance participant, if the Insured/insurance participant dies due to health problems, illness or accident, and if there is a health risk to the Insured. #insurancefriends #insurance #friends #tertrust #protection #photo #ınstagood #instalike #instadaily #likeforlikes #tips #quotes #life #wisewords

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Driving Tips: Prevent Parking Lot Crashes

While driving, the car is at risk of being damaged not only while on the road, but also when it is parked. To prevent this, there are some tips that you can do when parking the car, including:

Choose a large area, safe and not too close to buildings, sidewalks, fences or piles of heavy and large items.
Try to always park the car in a location with a flat surface.
There are various risks that can occur when the car is parked under a tree.
Many car owners choose to park their cars outdoors. Extreme weather changes, from heat to rain, during the changing seasons can also accelerate the deterioration of your car's paint.
It would be easier to stay unseen while stealing from a car in darkness or in quiet area.
Parking a car is not an easy affair, especially for drivers who are beginners. Often accidents happen when the driver tries to park his car, for example if he grazed a nearby car or stepped on the wrong pedal and hit a shop wall. Understand the limits of your driving ability and always be aware of your surroundings whenever you want to park your car.

Call us for information on vehicle protection at 021-50508080.

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Parking: Shift to “P” Or Pull the Handbrake First?

The parking brake is essential to your safety and those around you. If you have an automatic gearbox, apply the handbrake first, then put it in P. This ensures that the car’s weight isn’t resting on the parking pawl. If you don’t use the handbrake, you’ll be putting constant pressure on the parking pawl and transmission components which will eventually fail, leading to costly repairs.

Your car’s brakes are controlled by something called a parking pawl.The parking pawl locks the transmission's output shaft to the transmission casing by engaging a pawl (a pin) that engages in a notched wheel on the shaft, stopping it (and thus the driven wheels) from rotating.When you shift into “P” first, the weight of the car rests on that tiny metal bit we call the parking pawl. That’s not great. When you do this, you will hear the unpleasant “clunk” when shifting out of “P” later.

If you have an automatic transmission, apply the handbrake first, then put it in P. Shifting to 'P' before pulling the handbrake is how you damage your automatic transmission.

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Flood Damaged Cars & Insurance Cover

In the wake of natural disasters like floods, one of the most significant losses individuals face is damage to their vehicles. Floodwater can wreak havoc on cars, leading to substantial repair costs or even rendering them irreparable. Understanding how flood-damaged cars are handled by insurance companies is crucial for vehicle owners to navigate the aftermath effectively.

The climatic condition can be very unpredictable due to pollution, cutting of trees, etc. Further, unplanned development and inefficient drainage systems also lead to flood-like conditions in many cities. The best action is to take a review your car insurance plan to protect your vehicle from monsoon miseries.

Protect your vehicle with flood car insurance. Learn how to shield your car from floods and ensure comprehensive protection. Get covered today!Sahabat Insurance customers can reach out to us at 021-50508080 or email us [email protected]

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Sahabat Insurance collaborates with STMA Trisakti to implement Insurance Literacy.

Sahabat Insurance collaborates with STMA Trisakti to implement Insurance Literacy :Olympiad of Insurance and Actuarial. The Semi-Final round was held via zoom on February 17th, 2024 and the Final round was held offline on March 4th, 2024.

Quoted from OJK.go.id , Financial Literacy is very important in order to increase public financial literacy, based on a survey conducted by the OJK in 2022, the financial literacy index of the Indonesian population is 49,68 percent, an increase compared to 2013, 2016 and 2019 which were only 21,84 percent, 29,70 percent, and 38,03 percent.

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