The difference between Life Insurance and General Insurance

Terakhir Diubah : 13:46:41 - Jumat, 21 Januari 2022

Berita - The difference between Life Insurance and General Insurance - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

One of the things that quite a lot makes people confused when they want to have insurance, namely ignorance about the difference between general insurance and life insurance. Here are the different types of insurance:
General Insurance Insurance provides benefits in the form of cash compensation or in the form of compensation for damage to an insured item/goods. Examples of general insurance are home insurance, vehicle insurance, and so on.
Life Insurance Life insurance provides the benefit of a sum of Sum Insured/insurance compensation to the Beneficiary/family/heir of the Insured/insurance participant, if the Insured/insurance participant dies due to health problems, illness or accident, and if there is a health risk to the Insured. #insurancefriends #insurance #friends #tertrust #protection #photo #ınstagood #instalike #instadaily #likeforlikes #tips #quotes #life #wisewords

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After The Accident

When an accident occurs, sometimes we panic and don't know what to do.
Check out Sahabat Insurance's safety tips in the event of an accident on the road:
1. Immediately pull over to the side of the road to avoid the flow of traffic and reduce the risk of accidents or collisions.
2. Turn on the hazard lights and check passengers and yourself for injuries. If necessary, immediately call emergency services or paramedics.
3. Photo of the scene and vehicle for proof of claim to insurance.
4. Meet the driver of another car who was in an accident, look for witnesses from several residents or pedestrians who saw the incident.
5. Exchange insurance information. Take notes, take photos and save them on your smartphone or a piece of paper. If the driver of another car does not have insurance, write down the name, driver's license number, license plate number, address and contact number.
Call us at 021-50508080 for information about vehicle insurance.

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My car was hit by a tree, what should I do?

Heavy rains accompanied by strong winds in Jakarta have caused many trees to fall in recent times. You have to be careful when parking your favorite car on the highway, because a big tree may fall on your car. If the car is affected by a storm, can the claim be covered by the insurance? Check your insurance policy. Make sure the car has insurance with extended coverage against natural disasters, floods, hurricanes and others so that the car is protected from loss.
Call us at 021-50508080 for more info on vehicle protection.

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Fuel Efficient Driving Tips

Efficient car fuel is certainly the desire of all vehicle owners to save costs.

Fuel economy is not solely influenced by engine configuration and vehicle specifications. Another factor that can make fuel efficient is the user's driving style.

Keeping Car Speed
One way to drive fuel efficient cars is to maintain speed. A fast vehicle speed will make fuel wasteful when compared to a constant speed of 60-80 km per hour.

Keeping Car Engine Spin
To keep the car's fuel efficient, the driver must keep the engine in low revs. Engine performance at high rpm or RPM above 2,000 will make the vehicle suck up more fuel.


Precise Gear Shift
In manual transmission cars, the driver must shift gears appropriately to make the fuel used not too much. The habit of shifting gears late will make the engine RPM high so that it wastes fuel.

Maximize Engine Brake
Another way to save on car fuel is to maximize the engine brake when reducing the car's speed. Drivers are required to know the path taken in order to know the best time to reduce engine speed so as not to use the brakes suddenly.


Avoid Sudden Acceleration and Braking or Stop and Go
Car drivers need to maintain a constant speed while driving on the roads. Avoid sudden acceleration (step on the gas) or sudden braking to keep your car fuel efficient.

Reduce Load
Bring the load according to the capacity of the car, do not overdo it. Stereo equipment, luggage on top of a car or large Velk turns out to be more free than passengers or bags.

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Travel Insurance For Your Holiday!

Vacations are always fun and everyone looks forward to, especially if you are always busy working every day. Then what if things happen that might happen during the trip? There may be lost baggage, trip cancellations or even accidents. This is the benefit of travel insurance to protect the trip from the risks that may occur. Let's see what are the benefits of Travel Insurance:

  1. While on vacation, there may be travel delays due to some unexpected factors, your vacation might not go smoothly. Travel insurance covers losses caused by travel delays or cancellations
  2. Accidents that result in permanent disability or even accidents that result in death during the trip.
  3. Medical needs or medical needs during the holidays.
  4. Losing your passport, money, important documents, even losing your luggage while on vacation is something you don't want but it can happen.
  5. Other travel inconveniences such as theft or unloading of baggage.
Everyone needs safety and comfort while traveling, Travel Insurance protects you from the possibility that occurs during the trip. Call us at 021-50508080 for more information.

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