Working From home

Terakhir Diubah : 14:02:48 - Jumat, 21 Januari 2022

If you are looking for a job that will allow you to work from home, maybe these 5 jobs you can consider becoming a profession:
1. Vlogger, you must be good at finding ideas to always create content that your community or audience likes through YouTube or other social media platforms
2. E-commerce business, selling does not need to have a shop or market, you can do it at home
3. Webinar resource person, as a speaker you must also have skills or a qualified background to hold webinars or online seminars
4. Creative, choosing a profession as an animator, graphic designer or photographer makes you more free to determine your working hours
5. Freelance writer. Nowadays, the services of a writer are increasingly needed for various purposes, from writing news articles, content, to creative writing on websites.
So many possibilities to make a profession by working from home. As technology develops, new jobs will appear outside of the conventional jobs that we know so far. For the safety of working from home, don't forget to insure your home or property from the possibility of being exposed to the risk of fire. Contact Friends of Insurance at 021-50508080

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5 Reasons People Refuse Insurance

Indonesia is still listed as an underinsured country, this is because there are still many Indonesians who do not have insurance. There are many reasons why Indonesians are lazy to have insurance. Some of these reasons are based on one thing, namely the lack of insurance education for the public. Here are the top 5 reasons why Indonesians are still reluctant to get insurance according to the Insurance Magazine version:

Do not understand
Because insurance is not very popular in the community, many terms are not understood by the Indonesian people, thus causing people to be afraid of being deceived and decide not to have insurance, whether car, health, or life insurance. People's ignorance can actually be overcome if there is education that is easy and simple to understand, sometimes the explanation received by the community from an insurance agent is not explained in simple language.

Too expensive
Insurance is still considered a luxury and out of reach. Whereas the government and private companies have provided several various insurance options and along with the growth of the insurance industry, prices have become very competitive. For example, the price of personal accident insurance can be around Rp. 25,000 (twenty five thousand rupiah) but it can still provide a fairly high protection value. The price of insurance today is much cheaper in the past, maybe even this price is not more expensive than people's spending on mobile phone credit.

There are still other needs
This is very understandable, but make sure that what is meant by other needs are very urgent or primary needs and once you have enough savings, start insurance no matter how small the amount. Because no matter how small the insurance value, it will be very helpful when needed.

“I Will Drive Carefully” (Car Insurance)
Even if you drive very carefully, your car still has the risk of being hit, dented, or other traffic incidents. Therefore, insure your vehicle, so that your financial status remains stable if something happens to the vehicle.

Insurance Claims Must Be Difficult
This point, really depends on the type of insurance company chosen, but in general, if you have read it carefully and understand the insurance policy comprehensively, insurance claims should not be a frightening specter. Therefore, it is highly recommended to consult first with some relatives or experts before buying insurance products.

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Third Party Legal Liability (TPL)

Accidents happen unexpectedly. For example, if your car accidentally hits another vehicle or a pedestrian. In addition to the damaged car, you also have to compensate for the vehicle or injured victim. To anticipate this, you need to know the third party's Legal Liability (TJH).

Third Party Legal Liability (TPL)
Is legal liability of the Insured against loss, suffered by third party followed by indictment to the Insured regarding the loss directly caused by the Motor Vehicle resulting from any risk covered by the policy, whether the settlement thereof is by compromise, mediation, arbitration or through court, subject to prior written consent of the Insurer. The coverage will be provided for third’s party property damage; medical expenses, bodily injury and/or death; maximum of sum insured for Legal Liability coverage against any Third Party as set forth in the policy for any one accident.

For more information about Third Party Legal Liability (TPL) please call 021-50508080.

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How To Claim Car Insurance

Before filing a claim for a car that was damaged in an accident or lost, you need to prepare several documents, including:
Insurance policy in original and photocopy.
Copy of SIM and STNK.
Proof of a police report if the car is seriously damaged due to an accident or loss.
Completely filled and signed claim form.
Written chronology of events.
Photos of damage such as, scuffs, dents and others.
To find out how long a car insurance claim will take, you can directly ask an agent or Sahabat Insurance customer service at 021-50508080.

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Motorcycle safety tips

Motorcyclists must be mindful of their surroundings and the other cars around them. The flow of traffic can change at any moment. Even small distractions can lead to serious injuries. It is important to drive safely because it can save your life.
1. Preparing the vehicle
Before you use a motorcycle, you should prepare your vehicle starting from checking all vehicle components, such as tires, lights, and others.
2. Using safety equipment
In riding a motorcycle, it is important that you use safety equipment such as jackets, helmets, trousers, masks, gloves, shoes and so on. The use of such equipment will help you be protected during the trip.
3. Good driving attitude
In riding a motorcycle, you should have a good driving attitude where you sit on the motorcycle in a straight upright position but remain relaxed, make sure you look ahead, do not lift your legs to other places for any reason, do not ride more than one person and goods heavy baggage.
4. Keep your distance when driving
When you ride a motorcycle, make sure you use a certain speed in every condition. You have to adjust the speed according to the conditions. And keep in mind don't forget to keep your distance while driving. Keeping your distance will help you from accidents or collisions due to sudden braking.
To minimize this, as a smart driver, you should observe your driving speed and adjust it to the distance in front of you. The higher the speed you use, the longer the distance that needs to be prepared.
5. Stay focused and alert
When driving, you should stay focused and alert while driving. Many motorists feel confident about their driving abilities, they sometimes feel that accidents are impossible. However, it should be noted that such an attitude will create carelessness and carelessness. Keep in mind that no matter how good you drive, you still need to be focused and alert.
6. Obey traffic rules and signs
The most important thing in driving is to obey all traffic rules and signs along the way. Use the turn signal when you are about to turn. Make sure you obey all traffic rules and signs.

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