Vehicle Identification Number (VIN)

Terakhir Diubah : 06:47:41 - Wednesday, 15 December 2021

In general, each car has a unique vehicle identification number or NIK. This number consists of 17 characters, combines letters and numbers and is considered the birth certificate of the car. In fact, it is an international code created to facilitate car identification. NIK is also known as the Vehicle Identification Number (VIN). NIK stores a lot of information such as car history records, car variations and models, where they were made, specifications, and much more. This number can be found on different parts of the car such as the driver's door, chassis, hood, dashboard and under the front passenger seat depending on the type of car you have.

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Avoiding The Dangers of Modifying Your Car

Car modifications come in all shapes and sizes but there remains a worrying trend that poor decisions are making the practice dangerous for some.

The worst thing that can happen is your car parts breaking down in the middle of driving. This can cause serious danger even to the vehicles around you. Modifications can interfere or disrupt the system.

Make a bed in the back seat. It’s perfectly legal to sleep in your car, as long as you stick to a couple of rules: You must be safely parked. In a crash, if you're not wearing a seat belt, could cause severe injury or death.

There are benefits to window tinting, tindow tint blocks harmful UV Ray. According to experts, 40% tint is an excellent option as it blocks the harsh glare, UV rays, and heat to make your driving experience safer. Dark window tints are a clear danger and illegal according to the law. (Article 277 Law No. 22 of 2009 concerning Road Traffic and Transportation, Republic of Indonesia).
What happens if your windows are too dark?
This reduces your visibility as you drive, especially at night or when it is raining; this will make it more dangerous for you to drive and could potentially result in an accident.

Vehicles that are modified without taking into account the Indonesian National Standard (SNI) have the potential to endanger the driver, passengers and other road users.

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Sahabat Insurance at Pasar Keuangan Rakyat Financial Exhibition

Bandar Lampung, 22 October 2023 - Sahabat Insurance participated in a financial exhibition entitled Pasar Keuangan Rakyat by AAUI at Boemi Kedaton Mall Bandar Lampung, 22 October 2023.
Sahabat Insurance provides a consultation booth about general insurance and visitors can purchase insurance according to their needs.
This exhibition is part of the support program for the Financial Inclusion Month (BIK) in order to encourage inclusion and services closer to the community.

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id

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CSR Sahabat Insurance

As a form of our social care for society, every year we have CSR programs in various fields. Not just carrying out social responsibility, the CSR Program is certainly intended to bring many benefits to society. The education sector is one of our main focuses. Every year there are always activities aimed at developing education. We believe that education is the best investment that can be done for this country. Therefore we are committed to taking part in developing the best education for the Indonesian children. Our CSR programs related to education in collaborate with SOS Children’s Village. CSR assistance was received symbolically by Mrs. Julia Soekamto representative of SOS Children's Village Cibubur at the headquarters of PT Asuransi Sahabat Artha Proteksi on Tuesday, January 14, 2025.

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