What is Insurance Policy?

Terakhir Diubah : 03:11:37 - Friday, 21 January 2022

Policy is an insurance term which means a contract or agreement between an insurance company and the insured. Insurance policy describes all the rights and obligations between the two parties. The insurance policy will be valid written evidence in the agreement made by the insurer and the insured.
With the existence of an insurance policy, both parties who enter into the insurance agreement will be bound and have their respective responsibilities as agreed from the start. Insurance policies are very important in the insurance service itself, because the policy will protect every right and obligation of the customer and the insurance company.

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Sahabat Insurance CSR program with AAUI in Bali

Sahabat Insurance support The Indonesian General Insurance Association (AAUI) provided IDR 100 million in assistance to the Provincial Government of Bali to support communities affected by recent flooding. The funds were collected through donations from AAUI member companies and distributed through the association’s official mechanism.
This social initiative reflects the industry’s commitment to post-disaster recovery, demonstrating that the role of general insurance extends beyond financial protection to active humanitarian support. AAUI also expressed its appreciation to all member companies for their solidarity and collaboration in helping the affected communities recover from the disaster

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Sahabat Insurance Participates in FinEXPO 2025

Makassar, October 4, 2025— PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) actively participated in FinEXPO 2025, part of the Financial Inclusion Month 2025 campaign. This major financial industry event was organized by the Financial Services Authority (OJK) of South and West Sulawesi in partnership with the Financial Services Industry Communication Forum (FK-IJK Sulselbar).

As part of its commitment, Sahabat Insurance joined forces with the Indonesian General Insurance Association (AAUI) Makassar Branch to set up an Insurance Corner, aimed at supporting and enhancing financial literacy and inclusion among the public.

Sahabat Insurance’s Commitment to Financial Inclusion

Sahabat Insurance’s presence at FinEXPO 2025 reflects its strong support for OJK’s national program to improve financial literacy and inclusion across Indonesia. During the event, the company showcased a variety of general insurance products, including:

• Motor vehicle insurance
• Property insurance
• Personal accident insurance
• Travel insurance

Visitors also had the opportunity to receive insurance consultations to better understand which protection solutions fit their needs.

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FinEXPO 2025: Expanding Public Access to Financial Services

FinEXPO 2025 is a flagship event under the Financial Inclusion Month (BIK) initiative held every October, with the goal of improving public understanding and access to financial services. The event gathered a wide range of financial institutions—including banks, insurance companies, fintechs, and cooperatives—all working together to advance financial inclusion in Indonesia.

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About Sahabat Insurance

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) is a national general insurance company in Indonesia, dedicated to providing the best protection services for individuals and businesses. With an extensive service network and diverse product offerings, Sahabat Insurance continues to play a key role in supporting the financial resilience of Indonesian communities and enterprises.

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How to Make Passport via Online

Before starting your vacation, it's a good idea to check your passport validation.
What if you need new passport for your trip?

1. Download M-Passport the official application of the Directorate General of Immigration, Ministry of Law and Security,

Republic of Indonesia on the App Store or Playstore

2. Enter the data according to your last passport or KTP in the M-Passport application form.

3. After filling in the data, you can determine the time of arrival at the nearest immigration office

4. You will receive a QR code that must be shown to the officer upon your arrival at the immigration office.

5. Your passport will be processed after you interview and make payment at the immigration office. The fee prepared

depends on the type of passport you want to have, a regular passport or an e-passport.

6. Passport can be picked up or sent to your address 3-4 days after the payment process

Protect your vacation with Travel Insurance from Sahabat Insurance from risks that may occur during the trip such as loss of passport, loss of baggage, accidents, departure delays or other causes that may occur. Call us at 021-50508080 for more info.

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Sahabat Insurance Excellent Rating

Jakarta - Infobank has again conducted an insurance rating and published it in the July 2022 edition of Infobank Magazine. This year's insurance rating is titled "Rating 110 Insurance Version of Infobank 2022". Ratings were carried out on 110 insurance companies, including 65 general insurance companies.

Based on data from the Infobank Research Bureau (birl), PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) was ranked 2nd with “Excellent” rating and a total score of 91,12% based on the category of general insurance companies with a gross profit above Rp 250 billion-Rp 500 billion.

Last year, Sahabat Insurance was awarded the “Excellent” rating in General Insurance of the 2021 infobank magazine Version based on the category of general insurance companies with a gross profit Rp 100 billion - under Rp 250 billion.

Source: “Rating 110 Insurance Infobank 2022 Version”. Infobank Magazine July 2022 edition.

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