What is Insurance Policy?

Terakhir Diubah : 03:11:37 - Friday, 21 January 2022

Policy is an insurance term which means a contract or agreement between an insurance company and the insured. Insurance policy describes all the rights and obligations between the two parties. The insurance policy will be valid written evidence in the agreement made by the insurer and the insured.
With the existence of an insurance policy, both parties who enter into the insurance agreement will be bound and have their respective responsibilities as agreed from the start. Insurance policies are very important in the insurance service itself, because the policy will protect every right and obligation of the customer and the insurance company.

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World Environment Day 2022

June 5 marks World Environment Day—led by the United Nations Environment Programme, a time to raise awareness on the importance of protecting and restoring the Earth.Sahabat Insurance planted mangroves as an implementation of a sustainable finance program in an effort to mitigate climate change disaster risk through the expansion of mangrove forests at Eco Park - Mangrove Tourism Park, Muara Angke, North Jakarta.

A total of 2250 mangroves will be planted at this event as a corporate social responsibility (CSR) carried out by the company towards the community and the environment in all aspects of the company's operations, such as issues affecting the environment.

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Fire Insurance (FLEXAS)

Property Insurance (FLEXAS) provides a warranty to your properties for the damages as resulted from any possible risks such as fire, lightning, explosion, aircraft falling and smoke.

Fire (fire)
Fire caused by a short circuit or electrical short circuit or due to the spread of fire from other objects, neighboring houses, tree fires and others or fire due to your own negligence or lack of care, your servant or other people such as fires due to stoves, exploding gas leaks, or cigarette butts and others.

Lightning (Lightning Strike)
Property insurance also guarantees the risk of fire caused by electric machinery, electrical or electronic equipment, and electrical installations that are burned because lightning also enters into account.

Explosion
What is meant by an explosion here is the sudden release of energy due to the expansion of steam or gas. For example, steam boiler pipes or explode until leaving open rips. Terms and conditions apply.

Aircraft Impact (Fall of Airplanes)
In the unfortunate event of an aircraft crash on or near the insured property, a comprehensive fire insurance policy typically covers the resulting damage. This can include structural damage to buildings, loss of personal property, and any other destruction caused by the impact.

Smoke (Smoke)
Smoke arising from the fire of insured property. So if the smoke caused by a fire causes damage to the house or other property insured, property insurance will guarantee the loss due to the damage. (asuransiku)

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Avoiding The Dangers of Modifying Your Car

Car modifications come in all shapes and sizes but there remains a worrying trend that poor decisions are making the practice dangerous for some.

The worst thing that can happen is your car parts breaking down in the middle of driving. This can cause serious danger even to the vehicles around you. Modifications can interfere or disrupt the system.

Make a bed in the back seat. It’s perfectly legal to sleep in your car, as long as you stick to a couple of rules: You must be safely parked. In a crash, if you're not wearing a seat belt, could cause severe injury or death.

There are benefits to window tinting, tindow tint blocks harmful UV Ray. According to experts, 40% tint is an excellent option as it blocks the harsh glare, UV rays, and heat to make your driving experience safer. Dark window tints are a clear danger and illegal according to the law. (Article 277 Law No. 22 of 2009 concerning Road Traffic and Transportation, Republic of Indonesia).
What happens if your windows are too dark?
This reduces your visibility as you drive, especially at night or when it is raining; this will make it more dangerous for you to drive and could potentially result in an accident.

Vehicles that are modified without taking into account the Indonesian National Standard (SNI) have the potential to endanger the driver, passengers and other road users.

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Sahabat Insurance Implements the 2026 Scholarship CSR Program

Sahabat Insurance’s Corporate Social Responsibility (CSR) program reflects the company’s commitment to responsible business practices with a strong focus on education. In 2026, Sahabat Insurance once again carries out its annual flagship initiative, the “Sahabat Insurance CSR Scholarship Program,” aimed at supporting children under the care of SOS Children’s Villages Indonesia.

This program is designed to support the improvement of educational quality and to ensure the continuity of education for children from early childhood through higher education. Scholarships are provided to beneficiaries across multiple educational levels, including Kindergarten, Primary School, Junior High School, Senior High School, and Higher Education.

The implementation of the Sahabat Insurance CSR Scholarship Program represents the company’s ongoing commitment to community welfare and is conducted on a regular annual basis as an integral part of Sahabat Insurance’s Corporate Social Responsibility initiatives.

Through the 2026 Sahabat Insurance CSR Scholarship Program at SOS Children’s Villages, Sahabat Insurance aims to make a meaningful contribution to the development of an independent, competitive, and future-ready young generation, while further strengthening the company’s reputation as a socially responsible organization.

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