What should we do if an earthquake occurs?

Terakhir Diubah : 03:01:48 - Monday, 17 January 2022

A large earthquake occurred in Sumur, Banten and the tremor was felt in Jakarta on Friday (14/1/2022). So what should we do if an earthquake occurs?
1. Don't panic
2. Cover yourself under the table and wait for the earthquake to stop
3. Wait until it's safe
4. Get out of the building
5. Avoid taking cover under buildings, poles or trees.
If possible, you can get out of the house or building you are in as soon as possible. You can use the emergency stairs. If you use the emergency stairs, there are a few things you need to pay attention to. First, hold on to the side of the ladder. Second, don't run. Running can increase the risk of falling while descending stairs. Lastly, for women, remove high heels. Wearing high heels can make you fall down the stairs and is very dangerous.

Berita Lainnya

Motor Vehicle Insurance: Comprehensive vs TLO

Car insurance is an essential solution for vehicle owners, especially as traffic conditions become more congested and driving risks continue to increase. Whether your car is being used daily or parked at home or at work, the risk of accidents, damage, or theft is always present and often unpredictable.

With car insurance from Sahabat Insurance, you can drive with greater peace of mind knowing your vehicle is well protected.

Why Is Car Insurance Important?

Even if you drive carefully, unexpected incidents may still occur at any time. Car insurance helps protect you from costly repair expenses and financial losses caused by accidents or vehicle theft.

Today, car insurance products are widely available at affordable premiums. When compared to the benefits and coverage provided, the cost of car insurance is well worth the protection and security you receive.

Types of Car Insurance You Should Know

Before choosing a car insurance policy, it is important to understand the available coverage options.

1. Total Loss Only (TLO) Insurance

Total Loss Only (TLO) insurance provides coverage for total loss of your vehicle due to theft or severe damage. A loss is considered total if the estimated repair cost reaches or exceeds 75% of the vehicle’s market value immediately before the incident.

Please note that TLO insurance does not cover minor damages such as small scratches or dents. These types of repairs remain the responsibility of the vehicle owner.

2. All Risk / Comprehensive Insurance

All Risk or Comprehensive insurance offers broader and more complete protection. This type of coverage includes minor damages such as scratches and small dents, as well as major damages caused by serious accidents or vehicle theft, as long as they are stated in the policy.

Comprehensive insurance from Sahabat Insurance can also be enhanced with additional coverage, including:

* Protection against natural disasters such as floods and earthquakes
* Coverage for riots and civil disturbances
* Third-party liability coverage if an accident causes injury or damage to others

These extended protections help ensure your vehicle is safeguarded against a wide range of potential risks.

Choose the Right Car Insurance for Your Needs

By understanding the differences between car insurance types, you can select the coverage that best suits your vehicle and lifestyle. Sahabat Insurance is committed to helping you find reliable and effective car insurance solutions tailored to your needs.

For more information about car insurance products, premiums, and coverage options, contact Sahabat Insurance at 021-50508080 and get the best protection for your vehicle.

---

Baca Selengkapnya

Vehicle Identification Number (VIN)

In general, each car has a unique vehicle identification number or NIK. This number consists of 17 characters, combines letters and numbers and is considered the birth certificate of the car. In fact, it is an international code created to facilitate car identification. NIK is also known as the Vehicle Identification Number (VIN). NIK stores a lot of information such as car history records, car variations and models, where they were made, specifications, and much more. This number can be found on different parts of the car such as the driver's door, chassis, hood, dashboard and under the front passenger seat depending on the type of car you have.

Baca Selengkapnya

Sahabat Insurance CSR program with AAUI in Bali

Sahabat Insurance support The Indonesian General Insurance Association (AAUI) provided IDR 100 million in assistance to the Provincial Government of Bali to support communities affected by recent flooding. The funds were collected through donations from AAUI member companies and distributed through the association’s official mechanism.
This social initiative reflects the industry’s commitment to post-disaster recovery, demonstrating that the role of general insurance extends beyond financial protection to active humanitarian support. AAUI also expressed its appreciation to all member companies for their solidarity and collaboration in helping the affected communities recover from the disaster

Baca Selengkapnya

What Is an Insurance Policy Period?

An insurance policy period is the time frame during which an insurance policy is effective. Based on chapter IV, article 7 in INDONESIAN MOTOR VEHICLE INSURANCE STANDARD POLICY, it is a condition precedent to liability under this policy, that any premium payable shall have been paid off and actually received in full by the Insurer, in the event of:

insurance period of 30 (thirty) days or more, then settlement of premium payment shall be conducted within a period of 14 (fourteen) calendar days as of the date of inception of this Policy;

such insurance period is less than 30 (thirty) days, settlement of premium payment shall be conducted at the time of issuance of Policy.

In case the Insured fails to fulfill the liabilities as referred to in paragraph above, this Policy shall be automatically terminated without issuing cancellation endorsement starting from the expiry of the grace period and the Insurer shall be discharged from any liability there from.

For more info about Sahabat Insurance call 021-50508080.

Baca Selengkapnya