What to Know About Lending Your Car

Terakhir Diubah : 09:04:43 - Thursday, 23 June 2022

There are times you may want to help out a friend, or may not be in a state to drive yourself. It’s normal to want to lend you car, or let someone else drive. But, unfortunately, Vehicle Insurance can deny policyholders’ claims if your friend/family /driver is at fault for the accident or stolen car. Vehicle Insurance can deny your claim if your friend/family/driver were in violation of state law when the accident happened. One example of that would be driving without a valid license. Another is if you were driving while intoxicated.
If the car is lend to a friend, driver or family according to your permission and approval, then when the car is lost, commits a crime or is damaged in an accident, Vehicle Insurance can reject the claim according to the Indonesian Motor Vehicle Insurance Standard Policy Chapter II article 1.3 concerning Exceptions, article theft and/or malicious acts committed by: spouses, children, parents or siblings of the Insured; people working for the Insured, people with the knowledge or with the consent of the Insured. For info about Vehicle Insurance please call Sahabat Insurance 021-50508080.

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Sahabat Insurance: Start Strong, Finish Stronger with Merry Riana

Sahabat Insurance successfully organized a National Seminar titled “Start Strong, Finish Stronger” in Yogyakarta on November 12, 2025. This motivational event was held in a hybrid format, combining online and offline participation, enabling employees from all Sahabat Insurance offices across Indonesia to join simultaneously.
The seminar featured renowned motivational speaker Merry Riana, who delivered inspiring messages, practical strategies for personal growth, and insights on productivity and resilience. Her presence energized participants and encouraged them to begin strong and finish even stronger in facing personal and professional challenges.
Attended by All Sahabat Insurance Offices Nationwide
Employees from the head office, branch offices, and representative offices across Indonesia took part in the seminar. The nationwide participation made this event a significant moment for strengthening motivation, unity, and company culture within Sahabat Insurance.
Throughout the session, participants gained valuable insights to enhance performance, cultivate a growth mindset, and build stronger teamwork as they prepare for the company’s goals and challenges in the coming year.
Commitment to Human Capital Development
Through this national seminar, Sahabat Insurance reaffirms its commitment to developing its human resources. With the theme Start Strong, Finish Stronger, the company encourages all employees to begin every task with confidence and complete it with excellence.

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Sahabat Insurance received excellent ratings from 23rd Infobank Insurance Award 2022

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) received Infobank: 23rd Insurance Awards on Thursday, July 28th 2022 in Hotel Indonesia Kempinski Jakarta for its success in maintaining the financial performance of "Excellent" .

Based on data from the Infobank Research Bureau (birl), PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) was ranked 2nd with “Excellent” rating and a total score of 91,12% based on the category of general insurance companies with a gross profit above Rp 250 billion-Rp 500 billion.

Last year, Sahabat Insurance was awarded the “Excellent” rating in General Insurance of the 2021 infobank magazine Version based on the category of general insurance companies with a gross profit Rp 100 billion - under Rp 250 billion.

Source: “Rating 110 Insurance Infobank 2022 Version”. Infobank Magazine July 2022 edition.

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Safety Tips for Driving in The Rain

Driving in rain, whether a sprinkle or a heavy downpour, can be one of the most difficult driving situations a driver encounters. Rainy conditions are directly associated with higher accident rates. Things To Know Before You Start Driving In The Rain:

Turn on your headlights not your hazard lights. Turning on the hazard lights during heavy rain will confuse other vehicles behind you, especially if you are at an intersection.
Break through puddles or flooded areas. Water may enter the engine and damage your vehicle. The hole or drain may not be visible in the puddle. Avoid breaking through flooded areas.
Traffic accidents are often caused by ignorance, violating traffic due to rain may result in accidents with other road users.
Slow down ! Not only should you adhere to the posted speed limit when driving in wet weather conditions, you should drive considerably slower than you normally would. Wet roads are very dangerous.
Avoid heavy braking, try to slow your vehicle by taking your foot off the accelerator earlier than you normally would in preparation to slow down or stop. Don’t use cruise control so your attention on using both the gas and brake are in tune.

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Cheerful Ramadan with Sahabat Insurance

On Friday, March 21st 2025, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) held a donations event with orphans from the Panti Asuhan Wisma Karya Bakti - Yayasan Oto Iskandar Dinata located at Jl Raya Curug No.2, Curug, Bojongsari, Depok.

Through this event, Sahabat Insurance hopes to spread joy, feel the warmth of togetherness, and add blessings to this holy month of Ramadan. Sahabat Insurance’s Ramadhan donation program is a program that is carried out every year in the month of Ramadhan as a commitment in supporting community welfare, foster empathy and social awareness.

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