What to Know About Lending Your Car

Terakhir Diubah : 09:04:43 - Thursday, 23 June 2022

Berita - What to Know About Lending Your Car - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

There are times you may want to help out a friend, or may not be in a state to drive yourself. It’s normal to want to lend you car, or let someone else drive. But, unfortunately, Vehicle Insurance can deny policyholders’ claims if your friend/family /driver is at fault for the accident or stolen car. Vehicle Insurance can deny your claim if your friend/family/driver were in violation of state law when the accident happened. One example of that would be driving without a valid license. Another is if you were driving while intoxicated.
If the car is lend to a friend, driver or family according to your permission and approval, then when the car is lost, commits a crime or is damaged in an accident, Vehicle Insurance can reject the claim according to the Indonesian Motor Vehicle Insurance Standard Policy Chapter II article 1.3 concerning Exceptions, article theft and/or malicious acts committed by: spouses, children, parents or siblings of the Insured; people working for the Insured, people with the knowledge or with the consent of the Insured. For info about Vehicle Insurance please call Sahabat Insurance 021-50508080.

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Claim Submission & Operational Working Hours Related to Work From Home

Taking into account the increasingly worrying development of covid 19, the management of Sahabat insurance feels the need to take the following policies:

  1. Work From Home & operational working hours for Sahabat Insurance employees:
    • WFH (Work From Home) for all employees at the Jakarta head office from Monday 30 March 2020 to 03 April 2020.
    • Adjusted operational working hours for the head office and all branch offices outside Jakarta to 09.30 – 15.30 local time.
  2. For filing and reporting claims, during the implementation of the WFH policy at the head office, the following policies are taken:
Thus, we convey this notification, so that you are aware.
Thank you for your attention and good cooperation.


Signature
Friends of Insurance Management

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Embrace Differences by Transforming Workplace Culture Through Diversity and Inclusions

Sahabat Insurance conducted a training session titled “Embrace Differences by Transforming Workplace Culture Through Diversity and Inclusions” on Thursday, October 2, 2025, at the Sahabat Insurance Head Office in Jakarta.

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Fire Insurance (FLEXAS)

Property Insurance (FLEXAS) provides a warranty to your properties for the damages as resulted from any possible risks such as fire, lightning, explosion, aircraft falling and smoke.

Fire (fire)
Fire caused by a short circuit or electrical short circuit or due to the spread of fire from other objects, neighboring houses, tree fires and others or fire due to your own negligence or lack of care, your servant or other people such as fires due to stoves, exploding gas leaks, or cigarette butts and others.
 
Lightning (Lightning Strike)
Property insurance also guarantees the risk of fire caused by electric machinery, electrical or electronic equipment, and electrical installations that are burned because lightning also enters into account.

Explosion
What is meant by an explosion here is the sudden release of energy due to the expansion of steam or gas. For example, steam boiler pipes or explode until leaving open rips. Terms and conditions apply.

Aircraft Impact (Fall of Airplanes)
In the unfortunate event of an aircraft crash on or near the insured property, a comprehensive fire insurance policy typically covers the resulting damage. This can include structural damage to buildings, loss of personal property, and any other destruction caused by the impact.

Smoke (Smoke)
Smoke arising from the fire of insured property. So if the smoke caused by a fire causes damage to the house or other property insured, property insurance will guarantee the loss due to the damage. (asuransiku)

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What to Do If You Put the Wrong Fuel in a Car

What to Do If You Put the Wrong Fuel in a Car

The error is usually when a diesel-fueled car is filled with gasoline, or sometimes vice versa. If you have filled the wrong fuel, you don't need to worry, because there is still a solution. Leave your engine switched off and avoid putting your key in the ignition. Do not start the vehicle engine and immediately drain the fuel.

Your fuel tank needs to be drained before you drive the car. The petrol will act as a solvent, damaging the fuel pump and other parts of the fuel system. If left unchecked, this could mean a costly repair of your car's fuel system, or a complete replacement of the fuel pump, diesel injectors, filters and fuel tank.


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