5 Reasons People Refuse Insurance
Terakhir Diubah : 21:51:44 - Minggu, 26 September 2021
Indonesia is still listed as an underinsured country, this is because there are still many Indonesians who do not have insurance. There are many reasons why Indonesians are lazy to have insurance. Some of these reasons are based on one thing, namely the lack of insurance education for the public. Here are the top 5 reasons why Indonesians are still reluctant to get insurance according to the Insurance Magazine version:
Do not understand
Because insurance is not very popular in the community, many terms are not understood by the Indonesian people, thus causing people to be afraid of being deceived and decide not to have insurance, whether car, health, or life insurance. People's ignorance can actually be overcome if there is education that is easy and simple to understand, sometimes the explanation received by the community from an insurance agent is not explained in simple language.
Insurance is still considered a luxury and out of reach. Whereas the government and private companies have provided several various insurance options and along with the growth of the insurance industry, prices have become very competitive. For example, the price of personal accident insurance can be around Rp. 25,000 (twenty five thousand rupiah) but it can still provide a fairly high protection value. The price of insurance today is much cheaper in the past, maybe even this price is not more expensive than people's spending on mobile phone credit.
There are still other needs
This is very understandable, but make sure that what is meant by other needs are very urgent or primary needs and once you have enough savings, start insurance no matter how small the amount. Because no matter how small the insurance value, it will be very helpful when needed.
“I Will Drive Carefully” (Car Insurance)
Even if you drive very carefully, your car still has the risk of being hit, dented, or other traffic incidents. Therefore, insure your vehicle, so that your financial status remains stable if something happens to the vehicle.
Insurance Claims Must Be Difficult
This point, really depends on the type of insurance company chosen, but in general, if you have read it carefully and understand the insurance policy comprehensively, insurance claims should not be a frightening specter. Therefore, it is highly recommended to consult first with some relatives or experts before buying insurance products.
How Long After A Car Accident Can You File a Claim?
Make a call to Sahabat Insurance hotline number 021-50508080 within 5 x 24 hours. Survey will be carried out within 3 working days. Complete the claim documents: Claim Form, ID (KTP), Driver’s License (SIM), Vehicle Registration (STNK), Police Report if needed. For more info please call 021-50508080 or visit sahabatinsurance.id
Financial Inclusion Month with Sahabat Insurance
The Financial Services Authority (OJK) has said that the observation of October this year as Financial Inclusion Month is aimed at expanding people’s financial access to improve welfare and encourage national development.
Every October since 2016, the OJK has observed the Financial Inclusion Month in an integrated, massive, and sustainable manner to pursue the target of 90 percent financial inclusion by 2024, as well as to support the National Economic Recovery Program.
To support the event, Sahabat Insurance will have more activities such as giveaways, prizes and live streams exclusive on our social media.
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Fore more information about us please call or chat via Whats App 021-50508080.
Sahabat Insurance received excellent ratings from 23rd Infobank Insurance Award 2022
PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) received Infobank: 23rd Insurance Awards on Thursday, July 28th 2022 in Hotel Indonesia Kempinski Jakarta for its success in maintaining the financial performance of "Excellent" .
Based on data from the Infobank Research Bureau (birl), PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) was ranked 2nd with “Excellent” rating and a total score of 91,12% based on the category of general insurance companies with a gross profit above Rp 250 billion-Rp 500 billion.
Last year, Sahabat Insurance was awarded the “Excellent” rating in General Insurance of the 2021 infobank magazine Version based on the category of general insurance companies with a gross profit Rp 100 billion - under Rp 250 billion.
Source: “Rating 110 Insurance Infobank 2022 Version”. Infobank Magazine July 2022 edition.
Waste Sorting At Home: Little Act With Big Impact
•To avoid garbage piling up, you must know how to sort out the garbage at home. Besides being more comfortable, you can also keep the environment clean and flood - free. •When disposing of waste, separate organic and inorganic waste. Sort plastic, paper, tetra pack, electronics, cans, and glass waste. •For kitchen waste or food scraps, you can process organic waste into compost. •For inorganic waste, you can go to a waste management agency which now also provides pick up services. #sahabatinsurance #insurance #friends #protection #photo #ınstagood #instalike #instadaily #likeforlikes #love #instagood #salamsahabat