Car Insurance coverage: Slip-and-slide car accidents

Terakhir Diubah : 07:16:05 - Thursday, 29 February 2024

Drivers can skid and lose control of their vehicles and crash. Driving too fast in rainy conditions can also cause accident. Car insurance covers loss and/or damage to Motor Vehicle and/or interest insured directly caused by collision, impact, overturning, skidding or falling into;each and every loss and/or damage, as stated in the Policy. For more information please call Sahabat Insurance, 021-50508080.

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Fuel Efficient Driving Tips

Efficient car fuel is certainly the desire of all vehicle owners to save costs.

Fuel economy is not solely influenced by engine configuration and vehicle specifications. Another factor that can make fuel efficient is the user's driving style.

Keeping Car Speed
One way to drive fuel efficient cars is to maintain speed. A fast vehicle speed will make fuel wasteful when compared to a constant speed of 60-80 km per hour.

Keeping Car Engine Spin
To keep the car's fuel efficient, the driver must keep the engine in low revs. Engine performance at high rpm or RPM above 2,000 will make the vehicle suck up more fuel.

Precise Gear Shift
In manual transmission cars, the driver must shift gears appropriately to make the fuel used not too much. The habit of shifting gears late will make the engine RPM high so that it wastes fuel.

Maximize Engine Brake
Another way to save on car fuel is to maximize the engine brake when reducing the car's speed. Drivers are required to know the path taken in order to know the best time to reduce engine speed so as not to use the brakes suddenly.

Avoid Sudden Acceleration and Braking or Stop and Go
Car drivers need to maintain a constant speed while driving on the roads. Avoid sudden acceleration (step on the gas) or sudden braking to keep your car fuel efficient.

Reduce Load
Bring the load according to the capacity of the car, do not overdo it. Stereo equipment, luggage on top of a car or large Velk turns out to be more free than passengers or bags.

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Travel Insurance Benefits

Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no way to get home and no-one to help sort out your holiday problem. Read this page for more information on what you need to think about before you take out a travel insurance policy. Travel insurance can protect you against the following things going wrong: Cancelling or cutting short your trip for reasons beyond your control Cancellation or delayed departure for reasons beyond your control Medical and other emergencies Personal injury and death Lost, stolen or damaged items, including baggage, passports and money Accidental damage or injury while on vacation. If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.

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Sahabat Insurance achieved “excellence” predicate by infobank magazine

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) achieved “excellence” predicate and successfully maintain its performance as one of the best in the group of general insurance for 3 consecutive years, in 2021, 2022 and 2023 according to Infobank Magazine.

Sahabat Insurance won 2nd place in the category of General Insurance Companies with Gross Premiums of IDR 250 billion to IDR 500 billion in 2023 (2022 performance).

The growth in gross premiums for Asuransi Sahabat Artha Proteksi is one of the highest in its group. On an annual basis, the gross premium for Asuransi Sahabat Artha Proteksi grew 70.51% from IDR 255.79 billion in 2021 to IDR 436.14 billion in 2022. The gross premium growth far exceeded the general insurance industry which was 16.87%.

On the profitability side, the company's profit before tax was recorded at IDR 20.21 billion or grew 26.83%. Meanwhile, investment grew 23.07% to IDR 397.47 billion. For this achievement, Asuransi Sahabat Artha Proteksi received the “excellence” rating in this insurance rating. (Source: infobank July 2023)

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Motorcycle safety tips

Motorcyclists must be mindful of their surroundings and the other cars around them. The flow of traffic can change at any moment. Even small distractions can lead to serious injuries. It is important to drive safely because it can save your life.
1. Preparing the vehicle
Before you use a motorcycle, you should prepare your vehicle starting from checking all vehicle components, such as tires, lights, and others.
2. Using safety equipment
In riding a motorcycle, it is important that you use safety equipment such as jackets, helmets, trousers, masks, gloves, shoes and so on. The use of such equipment will help you be protected during the trip.
3. Good driving attitude
In riding a motorcycle, you should have a good driving attitude where you sit on the motorcycle in a straight upright position but remain relaxed, make sure you look ahead, do not lift your legs to other places for any reason, do not ride more than one person and goods heavy baggage.
4. Keep your distance when driving
When you ride a motorcycle, make sure you use a certain speed in every condition. You have to adjust the speed according to the conditions. And keep in mind don't forget to keep your distance while driving. Keeping your distance will help you from accidents or collisions due to sudden braking.
To minimize this, as a smart driver, you should observe your driving speed and adjust it to the distance in front of you. The higher the speed you use, the longer the distance that needs to be prepared.
5. Stay focused and alert
When driving, you should stay focused and alert while driving. Many motorists feel confident about their driving abilities, they sometimes feel that accidents are impossible. However, it should be noted that such an attitude will create carelessness and carelessness. Keep in mind that no matter how good you drive, you still need to be focused and alert.
6. Obey traffic rules and signs
The most important thing in driving is to obey all traffic rules and signs along the way. Use the turn signal when you are about to turn. Make sure you obey all traffic rules and signs.

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