Disaster Alert Bag!

Terakhir Diubah : 06:40:02 - Tuesday, 07 December 2021

Berita - Disaster Alert Bag! - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

The first preparedness that must be done is to know the mitigation steps for each type of disaster. You need to anticipate disasters by having the skills to evaluate situations quickly and take the initiative to protect yourself. You need to understand the dangers that lurk around the area where you live. Make a disaster anticipation plan with your family, and do joint exercises to implement the plan. This plan should include identifying assembly points, knowing important contact numbers, evacuation routes, and locations to turn off water, gas and electricity. In addition to understanding disaster mitigation, preparation that is no less important is preparing a Disaster Preparedness Bag (TSB). Disaster Alert Bag is a bag that must be prepared to anticipate the occurrence of disasters or other emergency conditions. Criteria for Disaster Preparedness Bags Disaster Preparedness Bags are our way to survive when aid has not arrived or is being evacuated to other places. Disaster Preparedness Bags must be made of water-resistant or waterproof materials. The contents of this bag are basic necessities for at least three days. In addition to food, drinks, medicines, clothes, flashlights, powerbanks, batteries, cash and masks, also prepare important documents such as ID cards, diplomas, birth certificates and other documentation in preparation if you have to leave the house immediately.

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Tips on Insurance Claims If Car Loans Lost?

Of course you will experience panic when you realize that the private car you usually ride is not there and has definitely changed hands to an irresponsible party or stolen, sad because you know the missing car has not paid off its credit payment, worried for fear of not being able to claim, it's natural but take it easy, because usually at every leasing company, cars that have not been paid off are still guaranteed to the insurance and can be a solution if you experience a disaster like this.

Released from Asuransi Magazine, the first step and must be taken immediately is to report to the creditor of the incident and or contact your car insurance provider directly, try within 3 X 24 hours after the theft occurs, so that there is no disruption in the claim process. insurance. To facilitate the process of filing a claim, complete the theft report with an official letter from the police, because the police agency is the only institution authorized to declare the status of the stolen car lost.

After receiving a police letter, prepare important documents such as a Motor Vehicle Insurance Policy, a photocopy of STNK, and a driver's license to be included in a report to the car insurance company. After the document submission process is complete, the police and insurance will examine the case that happened to you, to ensure the validity of the incident. If it is proven that it complies with the clauses and definitions of the theft victim (reference PSAKBI and KUHP), the total lost stolen claim can be processed. As a car owner, you will be given a cover letter from the insurance company to help make a vehicle registration block letter from the local regional police (POLDA)

Insurance claims can generally be disbursed from 14 days or 21 days from the day of the incident, if the documents needed to support the claim submission have been completed. However, if the car is found within 60 days, you can change the type of claim, from total lost stolen to partial loss. So that the damage that occurs during the process of loss, can be compensated by the insurance.

Conclusion In Making a Car Insurance Claim

  1. Make sure the loss report is not delayed, so that the car insurance can act quickly.
  2. Always put important documents, related to your car insurance policy in a safe and easy to find place, so that they are easy to find in the event of a theft case.
  3. It must be remembered that, the car insurance only covers loss in the category of car theft. Meanwhile, losses resulting from fraud or embezzlement are not covered by insurance coverage.
  4. Before looking for a suitable insurance company, first compare the services and prices offered, then provide possible theft scenarios, and ask if they can protect you from these risks.