How Often Should You Change Engine Oil?

Terakhir Diubah : 09:56:24 - Thursday, 02 December 2021

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Sahabat Insurance Implementing Financial Literacy & Inclusion

Financial literacy and inclusion are important elements for both the growth of a strong and sustainable financing industry and the economy. Our efforts to increase financial literacy and access are realized through the implementation of various financial literacy and inclusion programs. Programs related to financial literacy and inclusion are expected to support the growth of community’s financial in various parts of Indonesia.

Sahabat Insurance Implementing inclusion and literacy activities with business partners at the Joycup Is Back event, held on July 10, 2025, at the Royale Jakarta Golf Club, Halim Perdanakusuma, Jakarta. This exhibition was part of the inclusion and literacy activities held during Financial Literacy Month 2025, a series of education and inclusion programs recommended by the Financial Services Authority (OJK).

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Beware of The Rain

Being active in the rainy season certainly requires a number of extra preparations compared to the summer. There are not enough umbrellas, you need other preparations to protect you from the rain. Bring a rain jacket, extra mask, medicine and check the weather conditions before starting the day. If you drive a vehicle, always anticipate rainy weather by looking for a safe route when doing activities, because there is the possibility of flooding or heavy winds that might hinder or even endanger your trip. Call us at 021-50508080 for information about safety protection in the rainy season.

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Factors Affecting Your Car Insurance Premium

Type of Coverage and Insurance Extension
The premium amount will be influenced by the type of coverage and also the insurance extension you choose. Generally, there are two types of coverage that you need to know, Comprehensive and Total Loss Only (TLO). With different types of insurance coverage available, the resulting premium is going to be affected. A comprehensive package with numerous features will naturally cost more than a lower-tier option. The same goes for optional extras, should you wish to add them on to your existing policy.
When buying insurance, it's crucial to carefully consider the coverage limits and ensure they align with your potential risks and needs.

Vehicle Age
The age of a vehicle is a key factor in determining car insurance premiums, both for comprehensive and Total Loss Only (TLO) policies. The Financial Services Authority (OJK) regulates which vehicles are eligible for comprehensive and TLO insurance in Indonesia.

Location
Motor Vehicle Insurance premiums are indeed affected by the area where the vehicle is primarily used. Insurance companies assess risks based on location, with areas experiencing higher accident rates, theft, or severe weather events often resulting in higher premiums.

Vehicle Usage
Car insurance premiums are indeed calculated based on risk, and vehicle usage is a significant factor in determining that risk level. Cars used for different purposes, like private, official, or commercial use, have varying levels of risk, and this is reflected in the premiums charged by insurance companies.

Always double check every policy guarantee and insurance premium offer according to your needs. Contact Sahabat Insurance marketing team for more info via WA 021-50508080.

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Car Maintenance Tips To Always Shine!

Tips to keep your car paint always shiny!
1. Avoid parking your car in direct sunlight.
2. Wash the car with a special car shampoo and clean water
3. Rinse quickly after being exposed to rain.
4.Use a special cloth to clean the car

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