Does Car Insurance Cover Flood Damage?

Terakhir Diubah : 15:03:38 - Jumat, 20 Mei 2022

If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.

This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses, damage, costs for motorized vehicles caused by: 3.2. earthquake, volcanic eruption, hurricane, storm, tsunami, hail, flood, puddle, landslide or other geological or meteorological phenomenon.

In order for the car to be guaranteed from these risks, you must expand to protect the vehicle from losses due to flooding.

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Money-Saving Tips for a Rainy Day - Sahabat Insurance

Laundry and carwash
You need a way to reduce laundry costs and vehicle cleaning costs by doing it yourself. This method can make you more efficient. Wash your vehicle on the weekends if you want to save money. Try to use laundry or carwash services if it's urgent.

Expensive Transport Costs
Rain causes traffic jam for so many reasons. Heavy traffic is a bummer, especially since it wastes your fleet's gas. Whenever possible, schedule travel for evenings, early mornings, and other off-peak hours. This will reduce the traffic drivers sit in, lessening the time they spend idling and burning gas.

Flood repair costs
Be prepared ahead of time by protecting your vehicle from flooding. Not all vehicle and property insurance policies are extended with flood risk cover, so only vehicles and property that are expanded with flood risk can cover insurance changes. Contact Sahabat Insurance at 021-50508080 for more information about expand flood insurance for motorized vehicles and your home insurance.

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The difference between Life Insurance and General Insurance

One of the things that quite a lot makes people confused when they want to have insurance, namely ignorance about the difference between general insurance and life insurance. Here are the different types of insurance:
General Insurance Insurance provides benefits in the form of cash compensation or in the form of compensation for damage to an insured item/goods. Examples of general insurance are home insurance, vehicle insurance, and so on.
Life Insurance Life insurance provides the benefit of a sum of Sum Insured/insurance compensation to the Beneficiary/family/heir of the Insured/insurance participant, if the Insured/insurance participant dies due to health problems, illness or accident, and if there is a health risk to the Insured. #insurancefriends #insurance #friends #tertrust #protection #photo #ınstagood #instalike #instadaily #likeforlikes #tips #quotes #life #wisewords

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Check Your Claim Status - Sahabat Insurance

It’s always a good idea to first check your claim for car insurance. The quickest way to do this is via customer services on our website.

Go to our website www.sahabatinsurance.id.
Navigate to Service.
Select Claim.
Select Check Claim Status.
To do a look-up, you will need your claim number.
Enter your claim number, select search.

Reported your claim but still have questions? You can also get in touch with us directly via call center and WhatsApp at 021-50508080 or email [email protected]

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Fuel Efficient Driving Tips

Efficient car fuel is certainly the desire of all vehicle owners to save costs.

Fuel economy is not solely influenced by engine configuration and vehicle specifications. Another factor that can make fuel efficient is the user's driving style.

Keeping Car Speed
One way to drive fuel efficient cars is to maintain speed. A fast vehicle speed will make fuel wasteful when compared to a constant speed of 60-80 km per hour.

Keeping Car Engine Spin
To keep the car's fuel efficient, the driver must keep the engine in low revs. Engine performance at high rpm or RPM above 2,000 will make the vehicle suck up more fuel.

Precise Gear Shift
In manual transmission cars, the driver must shift gears appropriately to make the fuel used not too much. The habit of shifting gears late will make the engine RPM high so that it wastes fuel.

Maximize Engine Brake
Another way to save on car fuel is to maximize the engine brake when reducing the car's speed. Drivers are required to know the path taken in order to know the best time to reduce engine speed so as not to use the brakes suddenly.

Avoid Sudden Acceleration and Braking or Stop and Go
Car drivers need to maintain a constant speed while driving on the roads. Avoid sudden acceleration (step on the gas) or sudden braking to keep your car fuel efficient.

Reduce Load
Bring the load according to the capacity of the car, do not overdo it. Stereo equipment, luggage on top of a car or large Velk turns out to be more free than passengers or bags.

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