Flood Damaged Cars & Insurance Cover

Terakhir Diubah : 03:49:11 - Friday, 16 February 2024

In the wake of natural disasters like floods, one of the most significant losses individuals face is damage to their vehicles. Floodwater can wreak havoc on cars, leading to substantial repair costs or even rendering them irreparable. Understanding how flood-damaged cars are handled by insurance companies is crucial for vehicle owners to navigate the aftermath effectively.

The climatic condition can be very unpredictable due to pollution, cutting of trees, etc. Further, unplanned development and inefficient drainage systems also lead to flood-like conditions in many cities. The best action is to take a review your car insurance plan to protect your vehicle from monsoon miseries.

Protect your vehicle with flood car insurance. Learn how to shield your car from floods and ensure comprehensive protection. Get covered today!Sahabat Insurance customers can reach out to us at 021-50508080 or email us [email protected]

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Sahabat Insurance Encourages Financial Literacy Through The CSR Program With Maipark

Sahabat Insurance support CSR and literacy activities in collaboration with PT Reasuransi MAIPARK Indonesia and several insurance companies in Indonesia by providing assistance in the form of earthquake insurance policies worth IDR 200 million for 180 buildings, bringing the total protection provided to IDR 36 billion on "2025 Earthquake Literacy, Risk and Financial Mitigation - Earthquake Awareness Community for a Disaster-Resilient Indonesia" in Barusari Village, Pasirwangi District, Garut, West Java - July 10th, 2025.

The literacy session was divided into two sessions, delivered by Dr. Ruben Damanik, who presented information on earthquakes, and Muhammad Affandi, who discussed the importance of earthquake /disaster insurance.

It is hoped that this literacy program will help residents, an initiative focused on enhancing community resilience to earthquakes in Indonesia. This initiative likely involves improving public understanding of earthquakes, assessing and managing risks, and Increasing Literacy of earthquake/disaster Insurance in Indonesia.

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Does Car Insurance Cover Flood & Water Damage?

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

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Ramadhan Kareem

May Allah shower all His blessings upon you on this holy month. Ramadan Kareem to you and your family.

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Sahabat Insurance Held APU-PPT Training Programs for Insurance Agent

Jakarta, December 1st 2025 - Sahabat Insurance conducted an APU PPT (Anti–Money Laundering and Countering the Financing of Terrorism) socialization program for all insurance agents as part of the company’s commitment to complying with the regulations set by the Financial Services Authority (OJK).

•This initiative aims to strengthen agents’ understanding of customer identification procedures, reporting of suspicious transactions, and

risk prevention related to money laundering and terrorism financing.

•Objectives of the APU PPT Socialization Ensure all Sahabat Insurance agents fully understand compliance standards according to

applicable OJK regulations.

• Improve service quality and transaction security for customers. Strengthen agents’ roles in detecting and preventing suspicious

activities.

•Protect the company’s reputation and support integrity within Indonesia’s insurance industry.

Topics Covered in the Training During this program, agents receive in-depth information on: Know Your Customer (KYC) principles. Customer data identification and verification procedures. Reporting of suspicious financial transactions to regulators. Company compliance procedures based on OJK regulations.

Sahabat Insurance’s Commitment to Regulatory Compliance Through this APU PPT socialization, Sahabat Insurance ensures that all agents carry out their duties professionally, transparently, and in full compliance with regulations. This initiative also supports national efforts to combat money laundering and terrorism financing within the financial services sector. By conducting regular APU PPT socialization programs, Sahabat Insurance continues to enhance service quality and strengthen corporate compliance to provide customers with the highest level of protection and safety.

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