Welcoming Ramadan

Terakhir Diubah : 03:24:44 - Friday, 01 April 2022

The holy month of Ramadan is just around the corner. The month that Muslims all over the world have been waiting for. Muslims have now started to make some preparations, starting from the needs of the house to the mind, so that the fast will be more blessed.
In welcoming Ramadan, Muslims will certainly show one form of their love for Allah SWT. One of the simplest is to welcome it with joy.

Take care of your physical and physical condition from now on by reducing unhealthy habits such as staying up late and eating unhealthy foods. Start exercising more regularly and if necessary take vitamins or health supplements.

The most basic preparation for Ramadan is preparing for faith. Faithful preparation can be done by starting to practice controlling bad habits every day.
This can be done in a way as simple as making sure do the Five Times Prayer is , or stop smoking.

Before entering the month of Ramadan, there is nothing wrong with reading more about religion to deepen your knowledge and religious knowledge so that you can perform worship solemnly in the month of Ramadan.

While you still have time, start managing your finances by living more frugally so that it is enough to meet your needs and also charity in the month of Ramadan.

How are you preparing for the month of Ramadan? Call us at 021-50508080 for health insurance information.

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Visit Sahabat Insurance at Periklindo Electric Vehicle Show

See you at PERIKLINDO Electric Vehicle Show (PEVS) 2023 17 -21 May 2023, Hall A of JIEXPO Kemayoran with Sahabat Insurance and Mandiri Tunas FInance.

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How to Make Passport via Online

Before starting your vacation, it's a good idea to check your passport validation.
What if you need new passport for your trip?

1. Download M-Passport the official application of the Directorate General of Immigration, Ministry of Law and Security,

Republic of Indonesia on the App Store or Playstore

2. Enter the data according to your last passport or KTP in the M-Passport application form.

3. After filling in the data, you can determine the time of arrival at the nearest immigration office

4. You will receive a QR code that must be shown to the officer upon your arrival at the immigration office.

5. Your passport will be processed after you interview and make payment at the immigration office. The fee prepared

depends on the type of passport you want to have, a regular passport or an e-passport.

6. Passport can be picked up or sent to your address 3-4 days after the payment process

Protect your vacation with Travel Insurance from Sahabat Insurance from risks that may occur during the trip such as loss of passport, loss of baggage, accidents, departure delays or other causes that may occur. Call us at 021-50508080 for more info.

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Avoiding The Dangers of Modifying Your Car

Car modifications come in all shapes and sizes but there remains a worrying trend that poor decisions are making the practice dangerous for some.

The worst thing that can happen is your car parts breaking down in the middle of driving. This can cause serious danger even to the vehicles around you. Modifications can interfere or disrupt the system.

Make a bed in the back seat. It’s perfectly legal to sleep in your car, as long as you stick to a couple of rules: You must be safely parked. In a crash, if you're not wearing a seat belt, could cause severe injury or death.

There are benefits to window tinting, tindow tint blocks harmful UV Ray. According to experts, 40% tint is an excellent option as it blocks the harsh glare, UV rays, and heat to make your driving experience safer. Dark window tints are a clear danger and illegal according to the law. (Article 277 Law No. 22 of 2009 concerning Road Traffic and Transportation, Republic of Indonesia).
What happens if your windows are too dark?
This reduces your visibility as you drive, especially at night or when it is raining; this will make it more dangerous for you to drive and could potentially result in an accident.

Vehicles that are modified without taking into account the Indonesian National Standard (SNI) have the potential to endanger the driver, passengers and other road users.

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Factors Affecting Your Car Insurance Premium

Type of Coverage and Insurance Extension
The premium amount will be influenced by the type of coverage and also the insurance extension you choose. Generally, there are two types of coverage that you need to know, Comprehensive and Total Loss Only (TLO). With different types of insurance coverage available, the resulting premium is going to be affected. A comprehensive package with numerous features will naturally cost more than a lower-tier option. The same goes for optional extras, should you wish to add them on to your existing policy.
When buying insurance, it's crucial to carefully consider the coverage limits and ensure they align with your potential risks and needs.

Vehicle Age
The age of a vehicle is a key factor in determining car insurance premiums, both for comprehensive and Total Loss Only (TLO) policies. The Financial Services Authority (OJK) regulates which vehicles are eligible for comprehensive and TLO insurance in Indonesia.

Location
Motor Vehicle Insurance premiums are indeed affected by the area where the vehicle is primarily used. Insurance companies assess risks based on location, with areas experiencing higher accident rates, theft, or severe weather events often resulting in higher premiums.

Vehicle Usage
Car insurance premiums are indeed calculated based on risk, and vehicle usage is a significant factor in determining that risk level. Cars used for different purposes, like private, official, or commercial use, have varying levels of risk, and this is reflected in the premiums charged by insurance companies.

Always double check every policy guarantee and insurance premium offer according to your needs. Contact Sahabat Insurance marketing team for more info via WA 021-50508080.

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