What Happens If I Hit a Parked Car?

Terakhir Diubah : 09:35:23 - Kamis, 08 September 2022

Whether you struck a parked car or your parked car was hit, you are not alone. In fact, most hit-and-runs involve a parked car. Many of the accidents happen in parking lots.
So what to do if you hit a parked car? Treat this as any other car accident, and follow the steps listed below.

If you hit a parked car, it's important to not immediately leave and place your contact information where the vehicle’s owner will see it. Otherwise, you'll be breaking the law. (place your contact information where the vehicle’s owner will find it)
Take photos
File a police report
Notify your insurer
Check for witnesses or security footage

Call Sahabat Insurance 021-50508080 or email us [email protected] for more information about motor vehicle insurance.

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Does Car Insurance Cover Landslides?

Aside from the danger of flooding, heavy rainfall can also lead to mudflow, basically creating a river of mud; and landslides, which are caused by the movement of the destabilized land—due either to gradual erosion or an accumulation of water. Does your auto insurance policy provide coverage for landslides?

Insurance shall not cover any loss of, damage to and/or expense incurred in Motor Vehicle and/or legal liability against any third party directly or indirectly caused by, as a consequence of, resulting from: earthquake, volcanic eruption, windstorm, tempest, tsunami, hail, flood, inundation, landslide or other geological or meteorological symptoms (Motor Vehicle Insurance Standard Policy in Indonesia chapter 2, Exclusion, article 3, point 3.2).

Like flood, however, earthquake and landslide is excluded from standard car insurance policies—you must buy the coverage separately. Please call 021- 50508080 for more information.

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Travel Insurance Benefits

Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no way to get home and no-one to help sort out your holiday problem. Read this page for more information on what you need to think about before you take out a travel insurance policy. Travel insurance can protect you against the following things going wrong: Cancelling or cutting short your trip for reasons beyond your control Cancellation or delayed departure for reasons beyond your control Medical and other emergencies Personal injury and death Lost, stolen or damaged items, including baggage, passports and money Accidental damage or injury while on vacation. If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.

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Sahabat Insurance participated in the 2024 Financial Expo Exhibition (FinEXPO).

Aligns with the Financial Services Authority (OJK) regulations, such as POJK No. 3 of 2023 concerning Improving Literacy and Financial Inclusion in the Financial Services Sector for Consumers and the Community, as well as participating in the Financial Inclusion Month (BIK) program. Sahabat Insurance participated in the 2024 BIK Financial Expo Exhibition (FinEXPO) with the theme "Inclusive Financial Access, Creating a Productive Society" which was held on Friday-Saturday, October 25th - 26th 2024 at the Komodo Multilateral Naval Exercise Monument (MNEK), Makassar.

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Fire Insurance (FLEXAS)

Property Insurance (FLEXAS) provides a warranty to your properties for the damages as resulted from any possible risks such as fire, lightning, explosion, aircraft falling and smoke.

Fire (fire)
Fire caused by a short circuit or electrical short circuit or due to the spread of fire from other objects, neighboring houses, tree fires and others or fire due to your own negligence or lack of care, your servant or other people such as fires due to stoves, exploding gas leaks, or cigarette butts and others.

Lightning (Lightning Strike)
Property insurance also guarantees the risk of fire caused by electric machinery, electrical or electronic equipment, and electrical installations that are burned because lightning also enters into account.

Explosion
What is meant by an explosion here is the sudden release of energy due to the expansion of steam or gas. For example, steam boiler pipes or explode until leaving open rips. Terms and conditions apply.

Aircraft Impact (Fall of Airplanes)
In the unfortunate event of an aircraft crash on or near the insured property, a comprehensive fire insurance policy typically covers the resulting damage. This can include structural damage to buildings, loss of personal property, and any other destruction caused by the impact.

Smoke (Smoke)
Smoke arising from the fire of insured property. So if the smoke caused by a fire causes damage to the house or other property insured, property insurance will guarantee the loss due to the damage. (asuransiku)

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