Does Car Insurance Cover Landslides?
Terakhir Diubah : 09:18:35 - Kamis, 15 Desember 2022
Aside from the danger of flooding, heavy rainfall can also lead to mudflow, basically creating a river of mud; and landslides, which are caused by the movement of the destabilized land—due either to gradual erosion or an accumulation of water. Does your auto insurance policy provide coverage for landslides?
Insurance shall not cover any loss of, damage to and/or expense incurred in Motor Vehicle and/or legal liability against any third party directly or indirectly caused by, as a consequence of, resulting from: earthquake, volcanic eruption, windstorm, tempest, tsunami, hail, flood, inundation, landslide or other geological or meteorological symptoms (Motor Vehicle Insurance Standard Policy in Indonesia chapter 2, Exclusion, article 3, point 3.2).
Like flood, however, earthquake and landslide is excluded from standard car insurance policies—you must buy the coverage separately. Please call 021- 50508080 for more information.
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Payment Fraud Prevention
- To make payments, payment must be made only to the PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) bank account number.
- Customers will be referred to their own Virtual Accounts. A Virtual Account consists of a unique customer ID number (please find it on your Sahabat Insurance’ premium note).
- Therefore, please avoid attempting to transact other than Sahabat Insurance bank account number, as it may lead to cancellation policy.
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