Does Car Insurance Cover Landslides?

Terakhir Diubah : 09:18:35 - Thursday, 15 December 2022

Aside from the danger of flooding, heavy rainfall can also lead to mudflow, basically creating a river of mud; and landslides, which are caused by the movement of the destabilized land—due either to gradual erosion or an accumulation of water. Does your auto insurance policy provide coverage for landslides?

Insurance shall not cover any loss of, damage to and/or expense incurred in Motor Vehicle and/or legal liability against any third party directly or indirectly caused by, as a consequence of, resulting from: earthquake, volcanic eruption, windstorm, tempest, tsunami, hail, flood, inundation, landslide or other geological or meteorological symptoms (Motor Vehicle Insurance Standard Policy in Indonesia chapter 2, Exclusion, article 3, point 3.2).

Like flood, however, earthquake and landslide is excluded from standard car insurance policies—you must buy the coverage separately. Please call 021- 50508080 for more information.

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Sahabat Insurance Conducted Socialization Of Fire Prevention

Jakarta, May 7, 2026 — Fire prevention and emergency socialization initiatives are critical educational programs designed to raise awareness about fire risks and teach practical, life-saving skills. These programs, which often include simulations, are effective at increasing knowledge and Preparedness in various settings, including schools, workplaces, and residential areas.

Sahabat Insurance conducted a fire prevention and emergency response socialization program on Thursday, May 7, 2026, at the company’s headquarters. The event was held in a hybrid format, both online and offline, featuring the Head of the Sungai Bambu Firefighting Task Force Mr. Hamzah Arfah, S.Kom, M.A as the main speaker.

The program aimed to improve employees’ awareness and preparedness in dealing with potential fire hazards in the workplace. During the session, participants received education on fire prevention measures, proper use of fire extinguishers (APAR), emergency evacuation procedures, and initial response actions during fire incidents.

Mr. Hamzah Arfah, S.Kom, M.A also shared practical tips on preventing office fires, including the importance of regular inspections of electrical installations and office equipment.

The event was interactive, allowing both online and offline participants to engage in question-and-answer sessions. The high level of enthusiasm demonstrated employees’ strong commitment to workplace safety and security.

Through this initiative, Sahabat Insurance continues its commitment to creating a safe, comfortable, and fire-aware working environment.

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Sahabat Insurance Donates to Flood and Landslide Victims in Aceh and Sumatra

Medan, December 15, 2025 — Sahabat Insurance has distributed humanitarian financial assistance to communities affected by floods and landslides in Aceh Province, North Sumatra, and West Sumatra. The aid was channeled through YAKOPI (Indonesian Coastal Conservation Foundation), a Medan-based humanitarian organization.
The handover of the humanitarian aid was carried out directly by Elly, Head of Sahabat Insurance Medan Branch, on Monday (December 15, 2025) at the YAKOPI Office in Medan, North Sumatra.

Sahabat Insurance’s Commitment to Disaster Relief
This humanitarian initiative forms part of Sahabat Insurance’s Corporate Social Responsibility (CSR) program and reflects the collective concern of Sahabat Insurance employees who seek to support communities affected by natural disasters across Indonesia.
The floods and landslides that struck several areas in Aceh, North Sumatra, and West Sumatra have caused extensive damage to residential homes and public infrastructure, while also disrupting the social and economic activities of local communities.

Sustained Commitment from Sahabat Insurance
Sahabat Insurance reaffirmed its commitment to actively participate in social and humanitarian initiatives, in line with the company’s core values of care, solidarity, and social responsibility.

Sahabat Insurance (PT Asuransi Sahabat Artha Proteksi) is a general insurance company registered with and supervised by the Financial Services Authority of Indonesia (Otoritas Jasa Keuangan – OJK). The company provides a wide range of insurance solutions for the Indonesian market, with motor vehicle insurance as its primary line of business, followed by property insurance and other general insurance products.

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Sahabat Insurance CSR program with AAUI in Bali

Sahabat Insurance support The Indonesian General Insurance Association (AAUI) provided IDR 100 million in assistance to the Provincial Government of Bali to support communities affected by recent flooding. The funds were collected through donations from AAUI member companies and distributed through the association’s official mechanism.
This social initiative reflects the industry’s commitment to post-disaster recovery, demonstrating that the role of general insurance extends beyond financial protection to active humanitarian support. AAUI also expressed its appreciation to all member companies for their solidarity and collaboration in helping the affected communities recover from the disaster

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Disaster Alert Bag!

The first preparedness that must be done is to know the mitigation steps for each type of disaster. You need to anticipate disasters by having the skills to evaluate situations quickly and take the initiative to protect yourself. You need to understand the dangers that lurk around the area where you live. Make a disaster anticipation plan with your family, and do joint exercises to implement the plan. This plan should include identifying assembly points, knowing important contact numbers, evacuation routes, and locations to turn off water, gas and electricity. In addition to understanding disaster mitigation, preparation that is no less important is preparing a Disaster Preparedness Bag (TSB). Disaster Alert Bag is a bag that must be prepared to anticipate the occurrence of disasters or other emergency conditions. Criteria for Disaster Preparedness Bags Disaster Preparedness Bags are our way to survive when aid has not arrived or is being evacuated to other places. Disaster Preparedness Bags must be made of water-resistant or waterproof materials. The contents of this bag are basic necessities for at least three days. In addition to food, drinks, medicines, clothes, flashlights, powerbanks, batteries, cash and masks, also prepare important documents such as ID cards, diplomas, birth certificates and other documentation in preparation if you have to leave the house immediately.

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