Worry-Free Vacation? Why not!

Terakhir Diubah : 06:45:09 - Wednesday, 03 November 2021

When planning for a vacation, have you ever felt so stressful because you must arrange the itinerary, book the hotels, flight and so forth? While at the same time, a few unplanned events come up suddenly and you must cancel your trip.

Accidents may occur while on vacation, lost luggage or money and even important documents such as passports. In addition to vigilance, you should also consider travel insurance when traveling. In addition to protecting losses due to accidents, you will also get a guarantee in the event of a loss or trip cancellation. Worry-free vacation? Why not?

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Flood Damaged Cars & Insurance Cover

In the wake of natural disasters like floods, one of the most significant losses individuals face is damage to their vehicles. Floodwater can wreak havoc on cars, leading to substantial repair costs or even rendering them irreparable. Understanding how flood-damaged cars are handled by insurance companies is crucial for vehicle owners to navigate the aftermath effectively.

The climatic condition can be very unpredictable due to pollution, cutting of trees, etc. Further, unplanned development and inefficient drainage systems also lead to flood-like conditions in many cities. The best action is to take a review your car insurance plan to protect your vehicle from monsoon miseries.

Protect your vehicle with flood car insurance. Learn how to shield your car from floods and ensure comprehensive protection. Get covered today!Sahabat Insurance customers can reach out to us at 021-50508080 or email us [email protected]

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How to Claim Car Insurance Easily With Sahabat Insurance

How to Claim Car Insurance
Prepared the main document such as:

Completed and signed claim form
Car Insurance Policy
Copy of Insured's ID card
Copy of driver's license
Copy of STNK / motor vehicle registration license
Sahabat Insurance will recommends you complete additional documents according to the type of claim submitted, such as police report documents for types of theft car insurance claims.

If you have completed the claim submission form and supporting documents, you just need to submit a claim to the insurance company through the contact number, email, or company website and do not exceed the stipulated claim submission time.

Simply submit a claim via WhatsApp via number 021-50508080 and we will assign a surveyor to you who will inspect your insured car . If you want to ask more questions about the required claim documents or the car claim process, send us an email to [email protected].

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Car Insurance Protection

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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Benefits of Travel Insurance you need to know

Travel insurance is one type of insurance that provides protection while we travel both domestically and abroad. So you can still travel in peace. Especially in an uncertain situation like today. What if when you bought tickets in advance but you got sick, or even worse, the trip had to be canceled for one reason or another at the destination.

Some people may still be unfamiliar with travel insurance, but some countries in the world have even required travelers or newcomers to have travel insurance, for example, countries in Europe and America. What are the benefits of travel insurance?

Basically travel insurance covers for trip cancellation and interruption; emergency medical care; personal accident and it compensates the traveller for additional expenses that may occur due to these losses. However, please note that there are things that are not covered by travel insurance, for example if the destination country is not safe either due to natural disasters, war or terrorism. So, in order to apply for/have this travel insurance, in general, there are several conditions that you must fulfill:

Photocopy/scan of ID card
Insurance application form
Photocopy of passport (for overseas travel)
Age limit

For you who like traveling you must have travel insurance every time you go traveling.Prepare travel insurance. Remember, read carefully the policy, terms and conditions. (Source: https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/20551)

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