Beware of Fraud And Scams Posing As Sahabat Insurance!

Terakhir Diubah : 04:05:57 - Monday, 19 June 2023

Take control of your digital life. Don't be a victim of cyber scams!
Due to the rampant cases of fraud occurring in cyberspace, Sahabat Insurance urges its customers to be careful and increase their awareness of insurance scams and fraud via telephone, SMS, WhatsApp, or social media on behalf of PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance).

Sahabat Insurance never asked for payment service outside our official account. Ensure that all your transactions will be through our official company account and not a personal account.

Look out for scammers posing as Sahabat Insurance personnel, you can verify it through the Sahabat Insurance call center at 021-50508080 or via email to [email protected]

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Essential Checks Before a Long Car Journey

We all know we’re supposed to check our car before we set off on a long journey. But what does that actually involve?
These checks can be done by anyone at any time and will not need any special equipment or prior knowledge.

1.Check Your Tires
There are three elements that you should check:
Appearance
Tread
Pressure

2. Check Your Oil Levels
To check the oil level you will need to remove the dipstick. You should be able to easily locate this as it will be either a bright yellow or orange pull ring.
Once you’ve pulled out the dipstick you should then wipe it clean so that no residual oil remains and could provide a false level.

3. Check The Engine Coolant
It is especially important that this check and top up is done when the engine is cold, and we recommend leaving the vehicle for at least eight hours since it was last used before opening the coolant tank. This is because the coolant can get incredibly hot and with the pressure in the tank opening it when not cool can cause serious injury.

4.Make Sure Your Lights are Working
To check your headlights and high beams face the reflective surface, and turn them on. You can also check your cabin light, and your front fog light, if your vehicle has one.

5.Test Your Brakes
You should also check your brakes are working correctly before setting off.
There are two checks to complete. The first is to press down on the brake pedal before starting the engine, it should feel spongy and not slack at all. Then turn the engine on and conduct the second test. In a safe place you should apply the brakes firmly when driving. The vehicle should stop promptly and not pull to one side.

6.Check your battery
Before you head off you should check that your essential electric systems (battery) are working. A problematic battery will reduce the ability to supply electricity to a number of components, such as lights, wipers, door locks, air conditioners, audio systems and others. The characteristics are easy, these components do not work stably if the battery has a problem.

7.Fill Up
If you’re setting off on a long trip, then you should fill up at the fuel station.
Drivers should refuel their vehicle when they have anywhere between a quarter of a tank or half of a tank left for maximum efficiency.The less fuel in your tank, the greater the risk of running out completely in a bad spot.

For more info about car insurance, please call 021-50508080.

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Sahabat Insurance conducted a Christmas Charity in Medan

Medan, December 20 2024 – In the spirit of togetherness and compassion, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) conducted a visit to Kasih Murni Teladan Medan Orphanage, located on Jalan Jl. Saudara Ujung, as part of this year’s Christmas celebration activities. This event aimed to share joy with the children of the orphanage and foster a sense of care within the community.

During the visit, several employees of Sahabat Insurance brought various essential supplies, such as staple goods, and cash donations. The event also included a prayer session and a warm interaction with the children at the orphanage.

Kasih Murni Teladan Medan Orphanage currently houses 34 children, cared for by dedicated guardians who live with the children. This place serves as a home for children from diverse backgrounds and regions who need support to grow and develop optimally.

Through this event, Sahabat Insurance hopes to continue contributing to creating happiness, especially during special moments like Christmas.

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Tips: How to Choose CCTV for Your Home

Surveillance technology that relies on Close Circuit Television (CCTV) is increasingly developing nowadays. CCTV can help you in the event of a crime, demolition or other event that poses a risk to the security of your home.
CCTV is not just a camera and recorder, this tool already offers a high level of security that combines audio, face detection and infrared features, as well as quality night vision recording.
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What should you do when you want to buy a CCTV camera for your home?
1. Analog CCTV camera, for longer recording duration
Analog CCTV cameras consist of special cameras and monitors that work only by being connected to a power source (power supply). This is the main advantage of this type of CCTV camera. In addition, some products of this type of camera can be connected to an external hard disk. As a result, you can get a longer video recording duration.

2. How to Choose a Wi-Fi CCTV Camera, for more flexible checking
Most CCTV cameras for homes that are marketed are IP cameras or Wi-Fi cameras (network cameras). This type of camera is connected through the internet network, then you can check it through the application on the cellphone. The advantage of this camera is that the price is much more affordable than analog CCTV cameras.

3. Camera Resolution
CCTV cameras have different types of quality from one another. For example, with HD or TVL quality. This selection is also adjusted to the needs and available budget so that the camera runs effectively.

4. CCTV data storage
Data storage capacity for CCTV is very diverse. You can choose a capacity of 16 GB to 1 TB. Not only that, the storage capacity can be increased by adding an additional hard drive.

5. Choose a camera that can capture objects clearly, even in dark places
If you still want to see the darkness of the night, choose a CCTV camera that is equipped with the function of capturing images in dark conditions. There are several types of cameras that have this function, for example cameras with infrared and cameras with night vision.

Protect your home from possible risks, call us at 021-50508080.

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Factors Affecting Your Car Insurance Premium

Type of Coverage and Insurance Extension
The premium amount will be influenced by the type of coverage and also the insurance extension you choose. Generally, there are two types of coverage that you need to know, Comprehensive and Total Loss Only (TLO). With different types of insurance coverage available, the resulting premium is going to be affected. A comprehensive package with numerous features will naturally cost more than a lower-tier option. The same goes for optional extras, should you wish to add them on to your existing policy.
When buying insurance, it's crucial to carefully consider the coverage limits and ensure they align with your potential risks and needs.

Vehicle Age
The age of a vehicle is a key factor in determining car insurance premiums, both for comprehensive and Total Loss Only (TLO) policies. The Financial Services Authority (OJK) regulates which vehicles are eligible for comprehensive and TLO insurance in Indonesia.

Location
Motor Vehicle Insurance premiums are indeed affected by the area where the vehicle is primarily used. Insurance companies assess risks based on location, with areas experiencing higher accident rates, theft, or severe weather events often resulting in higher premiums.

Vehicle Usage
Car insurance premiums are indeed calculated based on risk, and vehicle usage is a significant factor in determining that risk level. Cars used for different purposes, like private, official, or commercial use, have varying levels of risk, and this is reflected in the premiums charged by insurance companies.

Always double check every policy guarantee and insurance premium offer according to your needs. Contact Sahabat Insurance marketing team for more info via WA 021-50508080.

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