Get acquainted with the Guiding Block!

Terakhir Diubah : 04:40:49 - Tuesday, 16 November 2021

Berita - Get acquainted with the Guiding Block! - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Some people, especially those living in urban areas, are familiar with the yellow line across the sidewalk, the line is not a decoration but a guiding block for blind pedestrians.

In the language of guiding block, it means the blocks to guide the way. This facility was built as an effort by the government to provide access for blind people to be able to walk independently following the yellow line. The installation of guiding blocks must be correct considering that each texture that appears on the blocks has its own meaning. In general, there are two types of guiding blocks, namely lines (line type) and dots (spot type).

For the long line means to show the visually impaired to go on. Meanwhile, the type of the dots is a stop or there are obstacles and turns ahead.

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id