Is personal accident cover necessary?

Terakhir Diubah : 06:43:09 - Tuesday, 02 August 2022

Accidents can happen anytime and anywhere - whether you are at home, at work, or even on vacation. Personal accident insurance is useful to get the financial assistance to you and your family in the event of an accident that leads to death, bodily injuries, temporary total disability, permanent total disability and permanent partial disability. Just as it essential to give your family the financial protection in the event of your demise, you must also think about how they would manage in case of an accident that may lead to disability. You must be prepared for such unexpected situations with accident insurance. Make sure that you know the inclusions, exclusions and other terms and conditions of the policy before you sign the policy.Call 021-50508080 for more info about Personal Accident Insurance.

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Sahabat Insurance Encourages Financial Literacy Through The CSR Program With Maipark

Sahabat Insurance support CSR and literacy activities in collaboration with PT Reasuransi MAIPARK Indonesia and several insurance companies in Indonesia by providing assistance in the form of earthquake insurance policies worth IDR 200 million for 180 buildings, bringing the total protection provided to IDR 36 billion on "2025 Earthquake Literacy, Risk and Financial Mitigation - Earthquake Awareness Community for a Disaster-Resilient Indonesia" in Barusari Village, Pasirwangi District, Garut, West Java - July 10th, 2025.

The literacy session was divided into two sessions, delivered by Dr. Ruben Damanik, who presented information on earthquakes, and Muhammad Affandi, who discussed the importance of earthquake /disaster insurance.

It is hoped that this literacy program will help residents, an initiative focused on enhancing community resilience to earthquakes in Indonesia. This initiative likely involves improving public understanding of earthquakes, assessing and managing risks, and Increasing Literacy of earthquake/disaster Insurance in Indonesia.

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How to Set Goals for 2023

Happy new year!
May this year bring new happiness, goals, achievements, and a lot of new inspiration for your life. As we all dive into the new year with fresh resolutions, now is the best time to set new goals.

1. Be specific: Vague goals are more difficult to achieve than specific ones. When setting a goal, be as specific as possible. For example, instead of setting a goal to “done today” set a goal to “done at 6 PM”
2. Write your goals down. This will help you to remember them and keep them at the front of your mind.
3. Set deadlines: Giving yourself a deadline will help you stay on track and motivated to achieve your goal.
4. Focus on your plan: Once you’ve decided on your goal and set a deadline, it’s time to make a plan of action.
5.Dicipline and motivated to achieve it. You may even want to enlist the help of a friend to help you stay on track.

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Omicron, symptoms and how to deal with it

Based on the results of the study, the most common characteristics that indicate a person is infected with the omicron variant of the Covid-19 infection are as follows:

1. Sore throat but no cough
A sore throat accompanied by a cough is one of the common symptoms when someone is declared infected with the Covid-19 virus.

But in the Omicron variant, the sore throat tends to be itchy, dry, even without coughing.

2. Muscle and joint pain
Reporting from the Gavi.org page, the first reports of Omicron symptoms in South Africa showed a reaction to lower back pain.

In addition, this pain also continues to spread to several other areas such as joints, and muscle pain (myalgia).

3. Fatigue
Another symptom of Omicron is fatigue so that the body becomes weak and even easily feels tired even though it is not strenuous activity.

These signs of fatigue are constant because they are usually felt by other variants of Covid-19 sufferers.

4. Headache
A painful headache accompanied by a fever like the flu is an inflammatory reaction that the body is fighting a virus.

In Omicron symptoms, this headache feels throbbing, pressured, and sometimes accompanied by a stabbing feeling of mild to severe intensity.

5. Don't lose your sense of smell
In the previous Covid-19 variant, infected patients will experience impaired sense of smell and taste.

But for the Omicron variant, it's the opposite. Patients do not lose their sense of smell and taste so they still feel normal as usual.

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Travel Insurance Benefits

Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no way to get home and no-one to help sort out your holiday problem. Read this page for more information on what you need to think about before you take out a travel insurance policy. Travel insurance can protect you against the following things going wrong: Cancelling or cutting short your trip for reasons beyond your control Cancellation or delayed departure for reasons beyond your control Medical and other emergencies Personal injury and death Lost, stolen or damaged items, including baggage, passports and money Accidental damage or injury while on vacation. If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.

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