Sahabat Insurance Donates to Flood and Landslide Victims in Aceh and Sumatra

Terakhir Diubah : 09:07:32 - Tuesday, 16 December 2025

Medan, December 15, 2025 — Sahabat Insurance has distributed humanitarian financial assistance to communities affected by floods and landslides in Aceh Province, North Sumatra, and West Sumatra. The aid was channeled through YAKOPI (Indonesian Coastal Conservation Foundation), a Medan-based humanitarian organization.
The handover of the humanitarian aid was carried out directly by Elly, Head of Sahabat Insurance Medan Branch, on Monday (December 15, 2025) at the YAKOPI Office in Medan, North Sumatra.

Sahabat Insurance’s Commitment to Disaster Relief
This humanitarian initiative forms part of Sahabat Insurance’s Corporate Social Responsibility (CSR) program and reflects the collective concern of Sahabat Insurance employees who seek to support communities affected by natural disasters across Indonesia.
The floods and landslides that struck several areas in Aceh, North Sumatra, and West Sumatra have caused extensive damage to residential homes and public infrastructure, while also disrupting the social and economic activities of local communities.

Sustained Commitment from Sahabat Insurance
Sahabat Insurance reaffirmed its commitment to actively participate in social and humanitarian initiatives, in line with the company’s core values of care, solidarity, and social responsibility.

Sahabat Insurance (PT Asuransi Sahabat Artha Proteksi) is a general insurance company registered with and supervised by the Financial Services Authority of Indonesia (Otoritas Jasa Keuangan – OJK). The company provides a wide range of insurance solutions for the Indonesian market, with motor vehicle insurance as its primary line of business, followed by property insurance and other general insurance products.

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Does Car Insurance Cover Flood Damage?

If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.

This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses, damage, costs for motorized vehicles caused by: 3.2. earthquake, volcanic eruption, hurricane, storm, tsunami, hail, flood, puddle, landslide or other geological or meteorological phenomenon.

In order for the car to be guaranteed from these risks, you must expand to protect the vehicle from losses due to flooding.

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National Insurance Day 2022

National Insurance Awareness Day celebrated every year on October 18th. Insurance is important in many aspects of our lives. From car insurance, to home insurance and more, these policies offer a layer of protection to guard us from feeling the harshest of blows by unfortunate events.

Celebrating National Insurance Day with the theme of Insurance Literacy for the Country and Financial Inclusion Month with the theme of Increasing Financial Inclusion, Stronger Economy, Sahabat Insurance presents a virtual event series on Sahabat Insurance's social media channels and don't miss the opportunity to win a giveaway during October 2022.

Follow us on instagram dan Facebook for insurance tips dan giveaways. Call us on 021-50508080 for more information.

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What is Own Risk?

Hi, Sahabat! If you have vehicle insurance, you must recognize some insurance terms so as not to get confused.

When purchasing a vehicle insurance product, you will be introduced to the term Own Risk (OR). Own risk can be interpreted as payment of compensation costs made by the vehicle owner or the insured for any loss and or damage that occurs when submitting a claim. If you do this, it means that you already know your responsibilities as a vehicle owner. As a form of your sense of responsibility to always be careful when driving. The standard, in accordance with OJK Letter No. 6 of 2017 stipulates that the current OR fee is a minimum of IDR 300,000 per incident.

Please note, standard car insurance policies actually only cover loss or damage caused by accident, collision, impact, overturning, slipping, or falling; evil deeds; theft; as well as fire and all risks covered by the motor vehicle insurance policy. However, if due to a disaster caused by natural disasters such as rain, flood, tsunami, hurricane, hail, tsunami, a product is provided in the form of an extension to protect your car from the causes mentioned above.

If you want to get further explanation regarding self-risk calculation or car insurance closing procedure through Sahabat Insurance Customer Service Online, we are happy to answer your questions via our hotline at 021-50508080 or Whatsapp at 021-50508080.

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Sahabat Insurance Held APU-PPT Training Programs for Insurance Agent

Jakarta, December 1st 2025 - Sahabat Insurance conducted an APU PPT (Anti–Money Laundering and Countering the Financing of Terrorism) socialization program for all insurance agents as part of the company’s commitment to complying with the regulations set by the Financial Services Authority (OJK).

•This initiative aims to strengthen agents’ understanding of customer identification procedures, reporting of suspicious transactions, and

risk prevention related to money laundering and terrorism financing.

•Objectives of the APU PPT Socialization Ensure all Sahabat Insurance agents fully understand compliance standards according to

applicable OJK regulations.

• Improve service quality and transaction security for customers. Strengthen agents’ roles in detecting and preventing suspicious

activities.

•Protect the company’s reputation and support integrity within Indonesia’s insurance industry.

Topics Covered in the Training During this program, agents receive in-depth information on: Know Your Customer (KYC) principles. Customer data identification and verification procedures. Reporting of suspicious financial transactions to regulators. Company compliance procedures based on OJK regulations.

Sahabat Insurance’s Commitment to Regulatory Compliance Through this APU PPT socialization, Sahabat Insurance ensures that all agents carry out their duties professionally, transparently, and in full compliance with regulations. This initiative also supports national efforts to combat money laundering and terrorism financing within the financial services sector. By conducting regular APU PPT socialization programs, Sahabat Insurance continues to enhance service quality and strengthen corporate compliance to provide customers with the highest level of protection and safety.

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