What should you do if you hit a wall with your car?

Terakhir Diubah : 13:57:31 - Kamis, 01 September 2022

As soon as you've made sure anyone involved is safe and you've called the police, take photos of the incident, including your car and the wall. Note the location, date, time, and any other factors. If you hit someone else's wall and caused damage, contact the owner and give them your car insurance information.
Call your insurance as soon as possible, and prepare your proof of Insurance - Policy or copy. Copy of your vehicle registration (STNK) Copy of Motor Driving License (with original) of the person driving the vehicle at the material time, your ID (KTP). Call Sahabat Insurance 021-50508080 for more info.

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Does Car Insurance Cover Flood Damage?

If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.

This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses, damage, costs for motorized vehicles caused by: 3.2. earthquake, volcanic eruption, hurricane, storm, tsunami, hail, flood, puddle, landslide or other geological or meteorological phenomenon.

In order for the car to be guaranteed from these risks, you must expand to protect the vehicle from losses due to flooding.

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After The Accident

When an accident occurs, sometimes we panic and don't know what to do.

Check out Sahabat Insurance's safety tips in the event of an accident on the road:

1. Immediately pull over to the side of the road to avoid the flow of traffic and reduce the risk of accidents or collisions.

2. Turn on the hazard lights and check passengers and yourself for injuries. If necessary, immediately call emergency services or paramedics.

3. Photo of the scene and vehicle for proof of claim to insurance.

4. Meet the driver of another car who was in an accident, look for witnesses from several residents or pedestrians who saw the incident.

5. Exchange insurance information. Take notes, take photos and save them on your smartphone or a piece of paper. If the driver of another car does not have insurance, write down the name, driver's license number, license plate number, address and contact number.

Call us at 021-50508080 for information about vehicle insurance.

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Personal Accident Insurance

No one can predict the future. Accidents can happen anytime and anywhere. Personal accident insurance provides financial coverage against unforeseen events such as accidents causing bodily injury, permanent partial disability or permanent total disability and accidental death. Contact Sahabat Insurance at 021-50508080 for more info.

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What Do I Do If My House Floods?

Flooded house? This is what you should do. Turn off the electricity when there is a flood, if the flood has subsided, clean the house immediately. It is important to dispose of items that cannot be saved immediately to prevent mold and bacteria from growing. Do not wait long, immediately clean with clean water to remove mud and soil, if the flood brings garbage, clean the floor with a solution of bleach or antiseptic.

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