Sahabat Insurance implementing CSR Program – Educational Scholarships

Terakhir Diubah : 10:20:43 - Friday, 31 May 2024

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) held CSR (Corporate Social Responsibility) activities by providing scholarships.

Symbolic Educational Assistance was handed over directly from Sahabat Insurance to SOS Children's Village on May 31st 2024 at the SOS Children's Village, Cibubur.

Corporate Social Responsibility (CSR) is a term that refers to a company's efforts to be socially responsible by taking actions that benefit society.
Sahabat Insurance believes that a good education will lead to a better life. Therefore, Sahabat Insurance strives to improve the level and quality of education in Indonesia to bring people a better life.

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Disaster Alert Bag!

The first preparedness that must be done is to know the mitigation steps for each type of disaster. You need to anticipate disasters by having the skills to evaluate situations quickly and take the initiative to protect yourself. You need to understand the dangers that lurk around the area where you live. Make a disaster anticipation plan with your family, and do joint exercises to implement the plan. This plan should include identifying assembly points, knowing important contact numbers, evacuation routes, and locations to turn off water, gas and electricity. In addition to understanding disaster mitigation, preparation that is no less important is preparing a Disaster Preparedness Bag (TSB). Disaster Alert Bag is a bag that must be prepared to anticipate the occurrence of disasters or other emergency conditions. Criteria for Disaster Preparedness Bags Disaster Preparedness Bags are our way to survive when aid has not arrived or is being evacuated to other places. Disaster Preparedness Bags must be made of water-resistant or waterproof materials. The contents of this bag are basic necessities for at least three days. In addition to food, drinks, medicines, clothes, flashlights, powerbanks, batteries, cash and masks, also prepare important documents such as ID cards, diplomas, birth certificates and other documentation in preparation if you have to leave the house immediately.

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Sahabat Insurance Continues to Support the Financial Inclusion Month

Sahabat Insurance held an exhibition with Maybank Finance and dealers on Thursday, June15th, 2023 at Jl Ahmad Yani, Banjarmasin, South Kalimantan. This exhibition is part of the support program for the Financial Inclusion Month (BIK) in order to encourage inclusion and services closer to the community.

Call us Sahabat Insurance or chat via WhatsApp 021-50508080 or email us [email protected].

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Factors Affecting Your Car Insurance Premium

Type of Coverage and Insurance Extension
The premium amount will be influenced by the type of coverage and also the insurance extension you choose. Generally, there are two types of coverage that you need to know, Comprehensive and Total Loss Only (TLO). With different types of insurance coverage available, the resulting premium is going to be affected. A comprehensive package with numerous features will naturally cost more than a lower-tier option. The same goes for optional extras, should you wish to add them on to your existing policy.
When buying insurance, it's crucial to carefully consider the coverage limits and ensure they align with your potential risks and needs.

Vehicle Age
The age of a vehicle is a key factor in determining car insurance premiums, both for comprehensive and Total Loss Only (TLO) policies. The Financial Services Authority (OJK) regulates which vehicles are eligible for comprehensive and TLO insurance in Indonesia.

Location
Motor Vehicle Insurance premiums are indeed affected by the area where the vehicle is primarily used. Insurance companies assess risks based on location, with areas experiencing higher accident rates, theft, or severe weather events often resulting in higher premiums.

Vehicle Usage
Car insurance premiums are indeed calculated based on risk, and vehicle usage is a significant factor in determining that risk level. Cars used for different purposes, like private, official, or commercial use, have varying levels of risk, and this is reflected in the premiums charged by insurance companies.

Always double check every policy guarantee and insurance premium offer according to your needs. Contact Sahabat Insurance marketing team for more info via WA 021-50508080.

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Does Car Insurance Cover Flood & Water Damage?

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

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