What to Do When Car Is Stolen

Terakhir Diubah : 16:27:00 - Jumat, 18 Maret 2022

Berita - What to Do When Car Is Stolen - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

When you lose your car, of course, you can be very worried. Don't panic and do this:
1.Call and report to the Police
2. Prepare important documents for missing vehicle reporting.

  •     Photocopy of ID card.
  • Copy of BPKB.
  • Copy of motor vehicle purchase invoice.
  • Photocopy of insurance policy.
  • Photocopy of the report from the police.
  • Original cover letter from the insurance company.
  • Photocopy of the document at the scene of the incident.
  • Original letter of item search list.
3. Prepare documentation for reporting vehicle insurance claims:
  • Car Insurance Policy
  • Original BPKB documents, STNK, and vehicle purchase invoices.
  • Vehicle keys, original and spare.
  • Photocopy of driver's license.
  • Photocopy of the insured's ID card, according to the name listed on the STNK.
  • Three stamped receipts.
  • Official documents from the authorities, including a BAP letter, a letter of blocking from the police, and an official statement from the Head of the Directorate of Investigation.
Before reporting a claim, you must first check your vehicle insurance policy, whether you have used a vehicle insurance policy that guarantees the car from loss.

For more information about vehicle insurance, contact Sahabat Insurance at 021-50508080

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Benefits of Travel Insurance you need to know

Travel insurance is one type of insurance that provides protection while we travel both domestically and abroad. So you can still travel in peace. Especially in an uncertain situation like today. What if when you bought tickets in advance but you got sick, or even worse, the trip had to be canceled for one reason or another at the destination.

Some people may still be unfamiliar with travel insurance, but some countries in the world have even required travelers or newcomers to have travel insurance, for example, countries in Europe and America. What are the benefits of travel insurance?

Basically travel insurance covers for trip cancellation and interruption; emergency medical care; personal accident and it compensates the traveller for additional expenses that may occur due to these losses.  However, please note that there are things that are not covered by travel insurance, for example if the destination country is not safe either due to natural disasters, war or terrorism. So, in order to apply for/have this travel insurance, in general, there are several conditions that you must fulfill:

  • Photocopy/scan of ID card
  • Insurance application form
  • Photocopy of passport (for overseas travel)
  • Age limit
For you who like traveling you must have travel insurance every time you go traveling.Prepare travel insurance. Remember, read carefully the policy, terms and conditions. (Source: https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/20551)

Fire Insurance (FLEXAS)

Property Insurance (FLEXAS) provides a warranty to your properties for the damages as resulted from any possible risks such as fire, lightning, explosion, aircraft falling and smoke.

Fire (fire)
Fire caused by a short circuit or electrical short circuit or due to the spread of fire from other objects, neighboring houses, tree fires and others or fire due to your own negligence or lack of care, your servant or other people such as fires due to stoves, exploding gas leaks, or cigarette butts and others.
 
Lightning (Lightning Strike)
Property insurance also guarantees the risk of fire caused by electric machinery, electrical or electronic equipment, and electrical installations that are burned because lightning also enters into account.

Explosion
What is meant by an explosion here is the sudden release of energy due to the expansion of steam or gas. For example, steam boiler pipes or explode until leaving open rips. Terms and conditions apply.

Aircraft Impact (Fall of Airplanes)
In the unfortunate event of an aircraft crash on or near the insured property, a comprehensive fire insurance policy typically covers the resulting damage. This can include structural damage to buildings, loss of personal property, and any other destruction caused by the impact.

Smoke (Smoke)
Smoke arising from the fire of insured property. So if the smoke caused by a fire causes damage to the house or other property insured, property insurance will guarantee the loss due to the damage. (asuransiku)