Myth or Fact: Car Care Edition

Terakhir Diubah : 11:51:50 - Kamis, 25 November 2021

Myth or Fact: Car Edition
When it comes to car care and vehicle maintenance, there’s a lot of information out there. Sahabat Insurance is here to help you debunk popular car care myths and tell you what’s important to know. About filling gas. When is the best time to get your oil changed? When should you change your tires?

When at the gas station you have to turn off your cellphone? Really? There has been no definitive research on the relationship between cell phone signals and fires at gas stations. The possibility of burning could be due to the occurrence of static electricity or an exploding HP battery. However, it never hurts to save your cellphone while refueling.

Shaking the car while filling the gas will fill the tank perfectly
This is a myth, because today's modern car will be filled perfectly without being shaken. Especially when shaken there will be metal friction between the tip of the nozzle and the vehicle, and it can cause sparks.

People believe their oil should be changed every 10,000km. Is this myth or fact?
In fact, oil can be changed every 10,000km or every 6 months. But, it depends on how often you use the vehicle. The kilometer reference is not always the right benchmark to know when to change the oil? The reason is because the performance of the engine will be heavier according to how the driver drives and the road that is crossed.

Car Tires Also Need Rest, Myth Or Fact? Tires don't really need to be rested to follow the driver's rest. If the surface of the tire is slippery, it's time for the tire to retire.

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Does Car Insurance Cover Flood Damage?

If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.

This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses, damage, costs for motorized vehicles caused by: 3.2. earthquake, volcanic eruption, hurricane, storm, tsunami, hail, flood, puddle, landslide or other geological or meteorological phenomenon.

In order for the car to be guaranteed from these risks, you must expand to protect the vehicle from losses due to flooding.

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Open your own business?

Today, many entrepreneurs prefer to run their businesses from home. But when running a business from home there are things you should pay attention to: Good business plan. You need to take into account the business projections and targets to be achieved. How to open your own business at home by making business projections will focus on how you calculate capital and then spend it so that it provides benefits for the business. Make sure the safety of your home and assets is ensured, such as if you have to have a kiln or stockpile piled up, you have to make sure it doesn't endanger the home and other occupants such as your family. Call Sahabat Insurance 021-50508080 for further information.

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Sahabat Insurance Goes To School

Financial literacy is a crucial skill that impacts nearly every aspect of life, from managing personal finances to making informed decisions about investments and savings. One often overlooked yet vital component of financial literacy is insurance literacy. Many young adults enter the workforce or higher education without a basic understanding of insurance, its importance, or how to navigate the myriad of options available. In order to support government and The Financial Services Authority (OJK) programs, Sahabat Insurance Sahabat Insurance Goes To School was held at Insan Cendikia Magnet School in Bogor on Tuesday, September 24 2024.

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Sahabat Insurance achieved “excellence” predicate by infobank magazine

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) achieved “excellence” predicate and successfully maintain its performance as one of the best in the group of general insurance for 3 consecutive years, in 2021, 2022 and 2023 according to Infobank Magazine.

Sahabat Insurance won 2nd place in the category of General Insurance Companies with Gross Premiums of IDR 250 billion to IDR 500 billion in 2023 (2022 performance).

The growth in gross premiums for Asuransi Sahabat Artha Proteksi is one of the highest in its group. On an annual basis, the gross premium for Asuransi Sahabat Artha Proteksi grew 70.51% from IDR 255.79 billion in 2021 to IDR 436.14 billion in 2022. The gross premium growth far exceeded the general insurance industry which was 16.87%.

On the profitability side, the company's profit before tax was recorded at IDR 20.21 billion or grew 26.83%. Meanwhile, investment grew 23.07% to IDR 397.47 billion. For this achievement, Asuransi Sahabat Artha Proteksi received the “excellence” rating in this insurance rating. (Source: infobank July 2023)

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