Sahabat Insurance Implementing Financial Literacy & Inclusion

Terakhir Diubah : 08:04:24 - Thursday, 10 July 2025

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Financial literacy and inclusion are important elements for both the growth of a strong and sustainable financing industry and the economy. Our efforts to increase financial literacy and access are realized through the implementation of various financial literacy and inclusion programs. Programs related to financial literacy and inclusion are expected to support the growth of community’s financial  in various parts of Indonesia.

Sahabat Insurance Implementing inclusion and literacy activities with business partners at the Joycup Is Back event, held on July 10, 2025, at the Royale Jakarta Golf Club, Halim Perdanakusuma, Jakarta. This exhibition was part of the inclusion and literacy activities held during Financial Literacy Month 2025, a series of education and inclusion programs recommended by the Financial Services Authority (OJK).

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Tips: How to Choose CCTV for Your Home

Surveillance technology that relies on Close Circuit Television (CCTV) is increasingly developing nowadays. CCTV can help you in the event of a crime, demolition or other event that poses a risk to the security of your home.
CCTV is not just a camera and recorder, this tool already offers a high level of security that combines audio, face detection and infrared features, as well as quality night vision recording.
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What should you do when you want to buy a CCTV camera for your home?
1. Analog CCTV camera, for longer recording duration
Analog CCTV cameras consist of special cameras and monitors that work only by being connected to a power source (power supply). This is the main advantage of this type of CCTV camera. In addition, some products of this type of camera can be connected to an external hard disk. As a result, you can get a longer video recording duration.

2. How to Choose a Wi-Fi CCTV Camera, for more flexible checking
Most CCTV cameras for homes that are marketed are IP cameras or Wi-Fi cameras (network cameras). This type of camera is connected through the internet network, then you can check it through the application on the cellphone. The advantage of this camera is that the price is much more affordable than analog CCTV cameras.

3. Camera Resolution
CCTV cameras have different types of quality from one another. For example, with HD or TVL quality. This selection is also adjusted to the needs and available budget so that the camera runs effectively.

4. CCTV data storage
Data storage capacity for CCTV is very diverse. You can choose a capacity of 16 GB to 1 TB. Not only that, the storage capacity can be increased by adding an additional hard drive.

5. Choose a camera that can capture objects clearly, even in dark places
If you still want to see the darkness of the night, choose a CCTV camera that is equipped with the function of capturing images in dark conditions. There are several types of cameras that have this function, for example cameras with infrared and cameras with night vision.

Protect your home from possible risks, call us at 021-50508080.

Factors Affecting Your Car Insurance Premium

Type of Coverage and Insurance Extension
The premium amount will be influenced by the type of coverage and also the insurance extension you choose. Generally, there are two types of coverage that you need to know, Comprehensive and Total Loss Only (TLO). With different types of insurance coverage available, the resulting premium is going to be affected. A comprehensive package with numerous features will naturally cost more than a lower-tier option. The same goes for optional extras, should you wish to add them on to your existing policy.
When buying insurance, it's crucial to carefully consider the coverage limits and ensure they align with your potential risks and needs.

Vehicle Age
The age of a vehicle is a key factor in determining car insurance premiums, both for comprehensive and Total Loss Only (TLO) policies. The Financial Services Authority (OJK) regulates which vehicles are eligible for comprehensive and TLO insurance in Indonesia.

Location
Motor Vehicle Insurance premiums are indeed affected by the area where the vehicle is primarily used. Insurance companies assess risks based on location, with areas experiencing higher accident rates, theft, or severe weather events often resulting in higher premiums.

Vehicle Usage
Car insurance premiums are indeed calculated based on risk, and vehicle usage is a significant factor in determining that risk level. Cars used for different purposes, like private, official, or commercial use, have varying levels of risk, and this is reflected in the premiums charged by insurance companies.

Always double check every policy guarantee and insurance premium offer according to your needs. Contact Sahabat Insurance marketing team for more info via WA 021-50508080.